1338 Gate Post Ln, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1338 Gate Post Ln, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,945 sqft · built 2009
Lot Size	0.173 acres (7,536 sqft)
Owner	2 Company Names on Record
Last Sale	$513,000 (Jun 2026)
Tax Bill	$4,255 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`057A0-2B-00-01100`

Property Details

APN / Parcel Number

Primary APN	`057A0-2B-00-01100`
Alternative APN	`18624`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,945 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Construction Type	Wood
Roof Material	Wood
Lot Area	7,536 sqft (0.173 acres)
Garage Area	429 sqft
Driveway	Paver Driveway
Porch	Slab
Porch Area	266 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1338 GATE POST LN
City	CHARLOTTESVILLE
State	VA
Zip	22901-9589
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	HIGHLANDS 2B 11
Legal Subdivision	HIGHLANDS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	1
Census Block	1022
Census Tract	11101

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5313 PANTEGO LN, WILMINGTON, NC 28403-3769
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed, Transfer · Conventional Mortgage USAA FSB
Aug 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	May 22, 2009 · Amount on Record
Deed Document Number	20266374
Prior Transfer Date	Dec 23, 2014
Prior Transfer Doc	0000000127
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 30, 2026
Property Address	1338 GATE POST LN, CHARLOTTESVILLE, VA 22901-9589
Document Number	0000006374
Instrument Date	Jun 15, 2026
Instrument	20266374
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51,813.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	5313 PANTEGO LN, WILMINGTON, NC 28403-3769

Mortgage

Document Number	0000006375,
Date	Jun 30, 2026
Instrument	20266375

Lender

Name	USAA FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.71%
Initial Type	Fixed Rate
Max Rate	-1%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1338 GATE POST LN, CHARLOTTESVILLE, VA 22901-9589
Document Number	0000009928
Book / Page	004952 / 000209
Instrument Date	Aug 23, 2017
Transaction Type	Mortgage
Record Updated	Oct 2, 2017
Title Company	COURT SQUARE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1338 GATE POST LN CHARLOTTESVILLE VA 229019589, CHARLOTTESVILLE, VA 22901-9589

Mortgage

Document Number	0000009928
Date	Aug 28, 2017
Book Page	004952/000209
Instrument	9928

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 27, 2027

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,255.00 (-2.45%)	$475,900 (-2.48%) Land $87,000 Building $388,900	$475,900 (-2.48%) Land $87,000 Building $388,900
2025	$4,362.00 (+11.87%)	$488,000 (+6.88%) Land $80,000 Building $408,000	$488,000 (+6.88%) Land $80,000 Building $408,000
2023	$3,899.00	$456,600 Land $80,000 Building $376,600	$456,600 Land $80,000 Building $376,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA CROZET serves 12,415 people · EPA ID VA2003050
Water Source	Purchased surface water from CROZET WTP
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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