1338 Ely Rd, Hixson, TN 37343 Property Records

Hamilton County property record for 1338 Ely Rd, Hixson, TN 37343

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,271 sqft · built 1960
Lot Size	0.311 acres (13,566 sqft)
Owner	Individual Name on File
Last Sale	$149,900 (Oct 2017)
Tax Bill	$1,142 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`109L B 005`

Property Details

APN / Parcel Number

Primary APN	`109L B 005`
Alternative APN	`0000035916`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,271 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1983
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,566 sqft (0.311 acres)
Lot Dimensions	143 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000035916
Street Address	1338 ELY RD
City	HIXSON
State	TN
Zip	37343-4306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1890B 05A 001D LOT 2 LAURA GRAY PB 20 PG 36
Legal Subdivision	GRAY LAURA
Legal Block	1
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	3
Census Block Group	3
Census Block	3000
Census Tract	10501

Owner

Source: Hamilton County assessment roll, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1338 ELY RD, HIXSON, TN 37343-4306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 18, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Oct 12, 2017	Warranty Deed, Transfer · VA Mortgage FIRST OPTION MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 12, 2017 · Amount on Record
Deed Sale	Oct 12, 2017 · Amount on Record
Prior Sale	Jul 13, 2012 · Amount on Record
Deed Document Number	2017104
Deed Book / Page	11177 / 364
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1338 ELY RD, HIXSON, TN 37343-4306
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000190
Date	Apr 15, 2021
Book Page	12446/488
Instrument	2021041500190

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1338 ELY RD, HIXSON, TN 37343-4306
Document Number	0227000178
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1338 ELY RD HIXSON TN 373434306, HIXSON, TN 37343-4306

Mortgage

Document Number	0227000178
Date	Feb 27, 2020
Book Page	011921/000258
Instrument	200227000178

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Feb 26, 2047

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 12, 2017
Property Address	1338 ELY RD, HIXSON, TN 37343-4306
Document Number	0000000104
Book / Page	11177 / 364
Map Reference	MB20 PG36
Instrument Date	Oct 5, 2017
Instrument	2017101200104
Transaction Type	Transfer
Record Updated	Mar 11, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$554.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1338 ELY RD, HIXSON, TN 37343-4306

Mortgage

Document Number	0000000105
Date	Oct 12, 2017
Instrument	2017101200105

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,142.00 (+62.45%)	$75,400 (+139.75%)	$301,600 (+139.75%) Land $60,000 Building $241,600
2024	$703.00	$31,450 (-)	$125,800 (-) Land $40,000 Building $85,800
2023	$703.00	$31,450 (-)	$125,800 (-) Land $40,000 Building $85,800
2022	$703.00	$31,450	$125,800 Land $40,000 Building $85,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

1338 Ely Rd, Hixson, TN 37343 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Ely Rd

Nearby Streets

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