13376 Hwy 89, Jay, FL 32565 Property Records

Santa Rosa County property record for 13376 Hwy 89, Jay, FL 32565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,048 sqft · built 1959
Lot Size	1.39 acres (60,548 sqft)
Owner	Individual Name on Record
Tax Bill	$919 (2024)
Deeds & Mortgages	Feb 2022 Sale & Mortgage May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`31-5N-29-0000-02100-0000`

Property Details

APN / Parcel Number

Primary APN	`31-5N-29-0000-02100-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,048 sqft Heated Area
1st Floor Area	2,048 sqft
Utility Area	156 sqft
Utility Room	Utility Room
Flooring	Vinyl/Resilient
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Exterior Material	Concrete Block
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Metal
Lot Area	60,548 sqft (1.39 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	315N290000021000000
Street Address	13376 HIGHWAY 89
City	JAY
State	FL
Zip	32565-2860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	NEW DESC FOR 2019 COM AT SE COR OF NW4 OF NE4 OF NE4 OF SEC 31 T5N R29W; THN W ALONG S4 LINE 208.70 FT THN N 183.50 FT THN
Legal Range	29W
Legal Township	05N
Legal Section	31
Jurisdiction	SANTA ROSA FL
Township / Civil Division	JAY
Census Block Group	2
Census Block	2026
Census Tract	10200

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	13376 HIGHWAY 89, JAY, FL 32565-2860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Warranty Deed, Transfer · Conventional Mortgage GULF WINDS FCU
May 2, 2017	Warranty Deed, Transfer PARTNERSHIP TITLE COMPANY LLC, PARTNERSHIP TITLE CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Sep 4, 2018 · Amount on Record
Last Transfer Date	Feb 14, 2022
Transfer Doc	0042450778
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 14, 2022
Property Address	13376 HIGHWAY 89, JAY, FL 32565-2860
Document Number	0042450778
Book / Page	4245 / 778
Instrument Date	Feb 7, 2022
Instrument	202208516
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	CLEAR TTL OF NORTHWEST FL LL

Transaction

Amount	Amount Recorded
Tax	$424.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13376 HIGHWAY 89, JAY, FL 32565-2860

Mortgage

Document Number	0004245780
Date	Feb 14, 2022
Instrument	4245/780

Lender

Name	GULF WINDS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 2, 2017
Property Address	13376 HIGHWAY 89, JAY, FL 32565-2860
Document Number	0036201570
Book / Page	003620 / 001570
Instrument Date	May 1, 2017
Instrument	17197
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	PARTNERSHIP TITLE COMPANY LLC, PARTNERSHIP TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$784.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 828 JAY FL 325650828, JAY, FL 32565-0828

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$919.00 (+2.8%) Homeowner's exemption	$109,274 (+3%)	$150,853 (+1.91%) Land $13,900 Building $136,953
2023	$894.00 (+3%) Homeowner's exemption	$106,091 (+3%)	$148,029 (+4.16%) Land $12,510 Building $135,519
2022	$868.00 Homeowner's exemption	$103,001	$142,117 Land $8,340 Building $133,777

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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