13375 McGrath Ct, Mobile, AL 36695 Property Records

Mobile County property record for 13375 McGrath Ct, Mobile, AL 36695

Property Summary

Property Type	Other Improved
Details	3 bd · 2 ba · 1,240 sqft · built 2003
Lot Size	0.314 acres (13,701 sqft)
Owner	Individual Name on Record
Last Sale	$119,900 (Nov 2013)
Tax Bill	$1,085 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R023507260000010033`

Property Details

APN / Parcel Number

Primary APN	`R023507260000010033`
Alternative APNs	`35 07 26 0 000 010.033` `03163114` `3163114`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,240 sqft Living Area
1st Floor Area	1,240 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,701 sqft (0.314 acres)
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	171 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3163114
Street Address	13375 MCGRATH CT
City	MOBILE
State	AL
Zip	36695-8698
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 133 COPELAND ISLAND UNIT 7 MBK 92/118 #SEC 26 T5S R4W #MP35 07 26 0 000
Legal Range	05S
Legal Township	05S
Legal Section	26
Legal Subdivision	COPELAND ISLAND
Legal Lot Number	133
Legal Unit	7
Jurisdiction	MOBILE AL
Township / Civil Division	GRAND BAY
Census Block Group	1
Census Block	1014
Census Tract	6505

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13375 MCGRATH CT, MOBILE, AL 36695-8698
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Apr 7, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 25, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 4, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2013 · Amount on Record
Deed Sale	Nov 19, 2013 · Amount on Record
Prior Sale	Jul 12, 2006 · Amount on Record
Deed Document Number	201367883
Deed Book / Page	7097 / 391
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Recording Date	Apr 17, 2026
Property Address	13375 MCGRATH CT, MOBILE, AL 36695-8698
Document Number	0000022137
Instrument Date	Apr 3, 2026
Instrument	202622137
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13375 MCGRATH CT, MOBILE, AL 36695-8698

Mortgage

Document Number	0000022137,
Date	Apr 17, 2026
Instrument	202622137

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2056

Interest

Rate	6%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	13375 MCGRATH CT, MOBILE, AL 36695-8698
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021624
Date	Apr 7, 2021
Instrument	2021021624

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	272 Months
Due	Dec 1, 2043

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	13375 MCGRATH CT, MOBILE, AL 36695-8698
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067928
Date	Oct 25, 2022
Instrument	2022067928

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	13375 MCGRATH CT, MOBILE, AL 36695-8698
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070458
Date	Dec 4, 2023
Instrument	2023070458

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MARLTON, NJ 08053

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,085.00 (+25.29%) Homeowner's exemption	$44,600 (+25.42%) Land $6,300 Building $38,300	$223,000 (+25.42%) Land $31,500 Building $191,500
2024	$866.00 (+12.61%) Homeowner's exemption	$35,560 (+125.35%) Land $6,300 Building $29,260	$177,800 (+12.67%) Land $31,500 Building $146,300
2023	$769.00 Homeowner's exemption	$15,780 Land $3,150 Building $12,630	$157,800 Land $31,500 Building $126,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 84% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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