Calvert County property record for 13375 Joy Rd, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.155 acres (6,751 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,000 (May 2018) |
| Tax Bill | $2,067 (2025) |
| Deeds & Mortgages | May 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 01-025066 |
| Primary APN | 01-025066 |
|---|---|
| Alternative APNs |
|
| Lot Area | 6,751 sqft (0.155 acres) |
|---|---|
| Lot Dimensions | 149 ft deep x 49 ft wide |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
| Boat Access | Boat Access |
| Boat House | 2,080 sqft |
| Sewer | Connected |
|---|
| Account Number | 025066 |
|---|---|
| Street Address | 13375 JOY RD |
| City | LUSBY |
| State | MD |
| Zip | 20657-2638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | OUTLOT OLD HOUSE COVE EST |
| Legal Subdivision | OLD HOUSE COVE ESTATES |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 860901 |
13375 Joy Rd is owned by two individuals who bought it in May 2018.
Source: Calvert County records, as of December 2, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13385 JOY RD, LUSBY, MD 20657-2638 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2018 · Amount on File |
| Deed Sale | May 29, 2018 · Amount on File |
| Prior Sale | Dec 14, 1984 · Amount on File |
| Deed Book / Page | 5195 / 33 |
| Prior Transfer Date | Jul 16, 2008 |
| Prior Transfer Doc | KPS031840640 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | May 29, 2018 |
| Property Address | 13375 JOY RD, LUSBY, MD 20657-2638 |
| Document Number | 0051950033 |
| Book / Page | 005195 / 000033 |
| Instrument Date | May 21, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2018 |
| Title Company | TITLEMAX CORPORATION |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $675.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 13375 JOY RD LUSBY MD 206572638, LUSBY, MD 20657-2638 |
| Document Number | 51950040 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 005195/000040 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 28, 2048 |
The 2025 property tax bill for 13375 Joy Rd was $2,067.
Source: Calvert County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,067.00 | $171,000 | $173,900 Land $134,500 Building $39,400 |
| 2023 | $1,716.00 | $165,200 Land $134,500 Building $30,700 | $165,200 Land $134,500 Building $30,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 13375 Joy Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13375 Joy Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 90% of Maryland |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile.
5G and 4G LTE (outdoors only)
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