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1337 Highlands Rd, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 1337 Highlands Rd, Punta Gorda, FL 33983 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,509 sqft · built 1986
Lot Size1.72 acres (75,000 sqft)
Owner2 Individual Names on File
Last Sale$4,000 (Mar 2014)
Tax Bill$663 (2025)
Deeds & MortgagesApr 2021 Line of Credit
Mar 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN402309432004

Property Details

APN / Parcel Number

Primary APN402309432004
Alternative APNs
  • 00849150000008
  • 10004613228

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,509 sqft Living Area
Gross Area2,628 sqft
1st Floor Area1,509 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area75,000 sqft (1.72 acres)
Garage TypeDetached
Garage Area480 sqft
DrivewayDriveway
Driveway Area450 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed/Screened Porch
Porch Area483 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00849150000008
Street Address1337 HIGHLANDS RD
CityPUNTA GORDA
StateFL
Zip33983-8738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHRBR HTS SEC 10 PART 1 BLK 182 LTS 8 THRU 16 & LTS 29 THRU 32 84/244 109/622 112/101 116/515 118/595 297/922 336/567 364/639 PRO82-410 587/1234 DC588/1770 732/136&200 742/1132 771/129 1084/880 1104/863 1111/2155 1125/279 1162/104 DC1162/1034(JAN)
Legal Range23E
Legal Township40S
Legal Section09
Legal SubdivisionHRBR HTS
Legal TractHBH
Legal Block182
Legal Lot Number8
JurisdictionCHARLOTTE FL
Township / Civil DivisionPORT CHARLOTTE
Census Block Group3
Census Block3003
Census Tract20101

Owner

Source: Charlotte County records · APN 402309432004

Assessment roll updated November 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1337 HIGHLANDS RD, PUNTA GORDA, FL 33983-8738
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Apr 02, 2021Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Mar 01, 2022Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Dec 09, 2021Intrafamily Transfer, Transfer
Jan 13, 2017Deed of Trust, Mortgage · Commercial Mortgage
REGIONS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 13, 2014 · Amount on Record
Deed SaleMar 13, 2014 · Amount on Record
Prior SaleAug 08, 2002 · Amount on Record
Deed Document Number20142250522
Deed Book / Page3848 / 1549
Last Transfer DateDec 09, 2021
Transfer Doc0048901625
Record UpdatedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address1337 HIGHLANDS RD, PORT CHARLOTTE, FL 33983-8738
Transaction TypeMortgage
Record UpdatedAug 22, 2023
Title CompanyHOMEOWNERS TITLE COMPANY, HOMETOWN TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1337 HINGLANDS RD, PUNTA GORDA, FL 33983

Mortgage

Document Number0047391199
DateApr 02, 2021
Book Page4739/1199
Instrument2925468
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount Recorded
Term336 Months
DueApr 09, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address1337 HIGHLANDS RD, PORT CHARLOTTE, FL 33983-8738
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1337 HIGHLANDS RD, PT CHARLOTTE, FL 33983-8738

Mortgage

Document Number0049352177
DateMar 01, 2022
Book Page4935/2177
Instrument3065688
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueFeb 07, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLOTTE FL
Recording DateDec 09, 2021
Property Address1337 HIGHLANDS RD, PORT CHARLOTTE, FL 33983-8738
Document Number0048901625
Book / Page4890 / 1625
Instrument DateDec 09, 2021
Instrument3032304
Transaction TypeTransfer
Record UpdatedAug 22, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1337 HIGHLANDS RD, PUNTA GORDA, FL 33983-8738

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address1337 HIGHLANDS RD, PUNTA GORDA, FL 33983-8738
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041581512
DateJan 13, 2017
Book Page4158/1512
Instrument2492691
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueJan 03, 2032

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$663.00 (-72.77%) Homeowner's exemption Disabled Person's exemption$88,950 (+5.99%)$260,823 (+24.07%) Land $66,643 Building $194,180
2024$2,435.00 (+7.41%)
2023$2,267.00 (+5.49%) Homeowner's exemption$83,925 (+3%)$210,222 (-12.06%) Land $90,560 Building $119,662
2022$2,149.00 Homeowner's exemption$81,481$239,065 Land $52,023 Building $187,042

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150201013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 72 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims12 (1995–2022)
Claims Outside the SFHA10 of 12
Most Recent ClaimSep 2022, rainfall accumulation, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 3 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 3 claims

Wildfire

Wildfire RiskModerate
above 49% of the US · above 19% of Florida
Wildfire LikelihoodAbout 1 in 1,087 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Ripple FiberFiber2,000 / 2,000
XfinityCable2,000 / 250
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: ALTIUS Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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