13362 Lapstone Ln, Olive Branch, MS 38654 Property Records

DeSoto County property record for 13362 Lapstone Ln, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,623 sqft · built 2016
Lot Size	0.216 acres (9,396 sqft)
Owner	Individual Name on File
Last Sale	$243,800 (Mar 2017)
Tax Bill	$1,897 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-05-3-08-06-0-00448-00`

Property Details

APN / Parcel Number

Primary APN	`2-05-3-08-06-0-00448-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,623 sqft Adjusted Area
1st Floor Area	1,885 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	9,396 sqft (0.216 acres)
Lot Dimensions	132 ft deep x 78 ft wide

Location & Zoning

Street Address	13362 LAPSTONE LN
City	OLIVE BRANCH
State	MS
Zip	38654-9246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FOREST HILL COMMMUNITY PH 11 P LOT 448
Legal Range	005
Legal Township	02S
Legal Section	08
Legal Subdivision	FOREST HILL COMMUNITY PH 11 PART A
Legal Phase	11
Legal Lot Number	448
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	3
Census Block	3005
Census Tract	70830

Owner

13362 Lapstone Ln is owned and occupied by an individual who bought it in March 2017.

Source: DeSoto County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	13362 LAPSTONE LN, OLIVE BRANCH, MS 38654-9246
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Line of Credit SIMMONS BANK
Dec 14, 2021	Deed of Trust, Mortgage · FHA Mortgage PRIMELENDING
Mar 24, 2017	Deed of Trust, Mortgage · FHA Mortgage REGIONS BANK
Mar 24, 2017	Warranty Deed, Subdivision Related Transfer NOT AVAILABLE, MEMPHIS TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2017 · Amount on File
Deed Sale	Mar 24, 2017 · Amount on File
Deed Book / Page	818 / 317
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Jun 10, 2026
Property Address	13362 LAPSTONE LN, OLIVE BRANCH, MS 38654-9246
Document Number	5663064655
Book / Page	5663 / 64655
Instrument Date	Jun 5, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13362 LAPSTONE LN, OLIVE BRANCH, MS 38654-9246

Mortgage

Document Number	5663064655,
Date	Jun 10, 2026
Book Page	5663/64655

Lender

Name	SIMMONS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 10, 2041

Interest

Rate	5.72%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	13362 LAPSTONE LN, OLIVE BRANCH, MS 38654-9246
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13362 LAPSTONE LN, OLIVE BRANCH, MS 38654-9246

Mortgage

Document Number	005420/194
Date	Dec 14, 2021
Book Page	5420/194

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	13362 LAPSTONE LN, OLIVE BRANCH, MS 38654-9246
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	MEMPHIS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004323/427
Date	Mar 24, 2017
Book Page	4323/427

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 24, 2017
Property Address	13362 LAPSTONE LN, OLIVE BRANCH, MS 38654-9246
Document Number	000818/317
Book / Page	0818 / 317
Map Reference	PL 117 PG 9
Instrument Date	Mar 16, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, MEMPHIS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	177 CRESCENT DR, 177, COLLIERVILLE, TN 38017-3373

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13362 LAPSTONE LN, OLIVE BRANCH, MS 38654-9246

Tax Assessment & Valuation

The 2025 property tax bill for 13362 Lapstone Ln was $1,897.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,897.00	$26,640 Land $3,500 Building $23,140	$266,403 Land $35,000 Building $231,403
2023	$1,647.00	$19,482	$194,818 Land $35,000 Building $159,818

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13362 Lapstone Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13362 Lapstone Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Brightspeed Fiber	940 / 940

May also be available: Verizon.

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