Chisago County property record for 13360 295th St, Lindstrom, MN 55045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,092 sqft · built 1989 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (Oct 2017) |
| Tax Bill | $4,062 (2026) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-00590-11 |
| Primary APN | 15-00590-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,092 sqft Living Area |
| Gross Area | 2,704 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Area | 1,092 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3982796 |
|---|---|
| Street Address | 13360 295TH ST |
| City | LINDSTROM |
| State | MN |
| Zip | 55045-8353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SUBDIVISIONNAME BYL SUBDIVISION LOT 002 BLOCK 001 SUBDIVISIONCD 15190 |
| Legal Range | 020 |
| Legal Township | 033 |
| Legal Section | 03 |
| Legal Subdivision | BYL SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | LINDSTROM |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 110503 |
Source: Chisago County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13360 295TH ST, LINDSTROM, MN 55045-8353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2017 · Amount on Record |
| Deed Sale | Oct 13, 2017 · Amount on Record |
| Prior Sale | Apr 15, 2013 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHISAGO MN |
| Property Address | 13360 295TH ST, LINDSTROM, MN 55045-8353 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2018 |
| Name | Verified Name |
|---|
| Document Number | , A-603506 |
|---|---|
| Date | Oct 13, 2017 |
| Instrument | A-603506 |
| Name | HOMES MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 339 Months |
| Due | Jan 1, 2046 |
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| Municipality | Lindstrom City |
| Unified School District | Chisago Lakes School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,062.00 (+16.99%) | ||
| 2025 | $3,472.00 (+0.29%) Homeowner's exemption | ||
| 2024 | $260,700 (-8.59%) | $281,900 (-4.7%) | |
| 2023 | $3,462.00 (+1.17%) Homeowner's exemption | $285,200 (+6.9%) | $295,800 (+6.06%) Land $71,000 Building $224,800 |
| 2022 | $3,422.00 (+7.27%) Homeowner's exemption | $266,800 (+28.52%) | $278,900 (+24.18%) Land $71,000 Building $207,900 |
| 2021 | $3,190.00 | $207,600 | $224,600 Land $56,000 Building $168,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Lindstrom serves 4,938 people · EPA ID MN1130007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
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