Hamilton County property record for 13357 Dumbarton St, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,739 sqft · built 2005 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on File |
| Last Sale | $850,000 (May 2022) |
| Tax Bill | $9,016 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-28-038-013.000-018 |
| Primary APN | 29-09-28-038-013.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 3,739 sqft Living Area |
| Gross Area | 7,353 sqft |
| 1st Floor Area | 3,807 sqft |
| 2nd Floor Area | 1,046 sqft |
| Basement Area | 2,310 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Type | Attached |
| Garage Area | 1,304 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 13357 DUMBARTON ST |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46032-7322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .51, SECTION 28, TOWNSHIP 18, RANGE 3, VILLAGE OF WESTCLAY, SECTION 9006-B, LOT 84, IRREGULAR SHAPE |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 28 |
| Legal Subdivision | VILLAGE OF WESTCLAY SECTION 9006-B |
| Legal Lot Number | 84 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 110909 |
Source: Hamilton County records · APN 29-09-28-038-013.000-018
Assessment roll updated March 16, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13357 DUMBARTON ST, CARMEL, IN 46032-7322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 09, 2026 | Deed of Trust, Mortgage · Line of Credit EVERETT CREDIT UNION |
| May 02, 2022 | Warranty Deed, Transfer · Conventional Mortgage OAKTREE FUNDING CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 02, 2022 · Amount on Record |
| Deed Sale | May 02, 2022 · Amount on Record |
| Prior Sale | May 15, 2012 · Amount on Record |
| Deed Document Number | 202222065 |
| Prior Transfer Date | Nov 19, 2005 |
| Prior Transfer Doc | 0000075845 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Apr 09, 2026 |
| Property Address | 13357 DUMBARTON ST, CARMEL, IN 46032-7322 |
| Document Number | 0000014835 |
| Instrument Date | Mar 04, 2026 |
| Instrument | 202614835 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 13357 DUMBARTON ST, CARMEL, IN 46032-7322 |
| Investor | Possibly a Property Investor |
| Document Number | 0000014835, |
|---|---|
| Date | Apr 09, 2026 |
| Instrument | 202614835 |
| Name | EVERETT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | May 02, 2022 |
| Property Address | 13357 DUMBARTON ST, CARMEL, IN 46032-7322 |
| Document Number | 0000022065 |
| Map Reference | DOC 200400030207 |
| Instrument Date | Mar 16, 2022 |
| Instrument | 2022022065 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 13357 DUMBARTON ST, CARMEL, IN 46032-7322 |
| Investor | Possibly a Property Investor |
| Document Number | 0000022066 |
|---|---|
| Date | May 02, 2022 |
| Instrument | 2022022066 |
| Name | OAKTREE FUNDING CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
Source: Hamilton County records · Assessment roll updated March 16, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $874,500 (+11.06%) Land $204,300 Building $670,200 | $874,500 (+11.06%) Land $204,300 Building $670,200 | |
| 2024 | $9,016.00 (+9.62%) | $787,400 (+8.73%) Land $204,300 Building $583,100 | $787,400 (+8.73%) Land $204,300 Building $583,100 |
| 2023 | $8,225.00 (+4.36%) Homeowner's exemption | $724,200 (+5.32%) Land $204,300 Building $519,900 | $724,200 (+5.32%) Land $204,300 Building $519,900 |
| 2022 | $7,881.00 Homeowner's exemption | $687,600 Land $146,800 Building $540,800 | $687,600 Land $146,800 Building $540,800 |
Source: FEMA National Flood Hazard Layer as of October 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Based on FCC filings for 124 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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