13355 del Ray Dr, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 13355 del Ray Dr, Punta Gorda, FL 33955

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 992 sqft · built 2023
Lot Size	0.165 acres (7,199 sqft)
Owner	Individual on Record
Last Sale	$270,000 (Jun 2023)
Tax Bill	$2,778 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Mar 2018 Sale + 1 more
Flood Zone	Zone D (undetermined)
APN	`42-23-10-430-017`

Property Details

APN / Parcel Number

Primary APN	`42-23-10-430-017`
Alternative APNs	`0106355-000800-8` `10004725871`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	992 sqft Living Area
Gross Area	1,408 sqft
Flooring	Covered

Exterior

Year Built	Built 2023
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,199 sqft (0.165 acres)
Driveway	Driveway
Driveway Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004725871
Old Parcel Number	01063550008008
Street Address	13355 DEL RAY DR
City	PUNTA GORDA
State	FL
Zip	33955-2038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	TGA 010 0258 0019 TROPICAL GULF ACRES UN10 BLK258 LT 19 602/475 TD1134/431 1153/1250 4291/1695 CD4317/1130 4832/98
Legal Range	23E
Legal Township	42S
Legal Section	10
Legal Subdivision	TROPICAL GULF ACRES
Legal Block	258
Legal Lot Number	19
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	3
Census Block	3247
Census Tract	10505

Owner

Source: Charlotte County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	13355 DEL RAY DR, PUNTA GORDA, FL 33955-2038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Warranty Deed, Transfer · FHA Mortgage NOVUS HOME MORTGAGE
Mar 14, 2018	Warranty Deed, Transfer REAL PROPERTY SERVICES INC
May 21, 2018	Warranty Deed, Transfer REAL PROPERTY SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2023 · Amount on Record
Deed Sale	Jun 1, 2023 · Amount on Record
Deed Document Number	3272569
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 1, 2023
Property Address	13355 DEL RAY DR, PUNTA GORDA, FL 33955-2038
Document Number	0003272569
Map Reference	MB 4 PG 76
Instrument Date	May 30, 2023
Instrument	3272569
Transaction Type	Transfer
Record Updated	Jan 19, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 LAISHLEY CT UNIT 114, 114, PUNTA GORDA, FL 33950-3666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13355 DELRAY DR, PUNTA GORDA, FL 33955-2038

Mortgage

Document Number	0003272570
Date	Jun 1, 2023
Instrument	3272570

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 14, 2018
Property Address	13355 DELRAY DR, PUNTA GORDA, FL 33955
Document Number	0042911695
Book / Page	004291 / 001695
Instrument Date	Feb 26, 2018
Instrument	2594179
Transaction Type	Transfer
Record Updated	Mar 23, 2018
Title Company	REAL PROPERTY SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$336.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	21208 HIGGS DR PORT CHARLOTTE FL 339529020, PORT CHARLOTTE, FL 33952-9020
Investor	Possibly a Property Investor

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 21, 2018
Property Address	13355 DELRAY DR, PUNTA GORDA, FL 33955
Document Number	0043171130
Book / Page	004317 / 001130
Instrument Date	Feb 26, 2018
Instrument	2614182
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	REAL PROPERTY SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$336.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	21208 HIGGS DR PORT CHARLOTTE FL 339529020, PORT CHARLOTTE, FL 33952-9020
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,778.00 (+729.25%)	$184,187 (+2,217.4%)	$189,301 (+1,793.01%) Land $12,000 Building $177,301
2023	$335.00 (+9.12%)	$7,948 (+10.01%)	$10,000 (+38.41%) Land $10,000
2022	$307.00	$7,225 Land $7,225	$7,225 Land $7,225

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 72% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: CenturyLink.

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