Hernando County property record for 13355 Cecil Ct, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,632 sqft · built 2002 |
| Lot Size | 0.502 acres (21,865 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $232,000 (Oct 2020) |
| Tax Bill | $782 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R03-223-18-2812-0000-0640 |
| Primary APN | R03-223-18-2812-0000-0640 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| Gross Area | 2,332 sqft |
| 1st Floor Area | 1,632 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,865 sqft (0.502 acres) |
| Garage Type | Attached |
| Garage Area | 428 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 272 sqft |
| Patio Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01133240 |
|---|---|
| Street Address | 13355 CECIL CT |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-8917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE OAKS UNIT TWO LOT 64 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 03 |
| Legal Subdivision | OAKS (THE) UNIT 2 |
| Legal Lot Number | 64 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 40909 |
Source: Hernando County records · APN R03-223-18-2812-0000-0640
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13355 CECIL CT, SPRING HILL, FL 34609-8917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · VA Mortgage E HOME LOANS |
| May 04, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Dec 12, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 16, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Oct 28, 2020 | Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 28, 2020 · Amount on Record |
| Deed Sale | Oct 28, 2020 · Amount on Record |
| Prior Sale | Oct 01, 2016 · Amount on Record |
| Deed Document Number | 202067514 |
| Deed Book / Page | 3905 / 517 |
| Prior Transfer Date | Dec 30, 2014 |
| Prior Transfer Doc | 0031611002 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 21, 2026 |
| Property Address | 13355 CECIL CT, SPRING HILL, FL 34609-8917 |
| Document Number | 0000049400 |
| Book / Page | 4738 / 657 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202649400 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 13355 CECIL CT, SPRING HILL, FL 34609-8917 |
| Document Number | 0000049400, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 4738/657 |
| Instrument | 202649400 |
| Name | E HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 04, 2023 |
| Property Address | 13355 CECIL CT, SPRING HILL, FL 34609-8917 |
| Document Number | 0042930776 |
| Book / Page | 4293 / 776 |
| Map Reference | MB 21 PG 17&18 |
| Instrument Date | May 03, 2023 |
| Instrument | 2023026301 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13355 CECIL CT, SPRING HILL, FL 34609-8917 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8054 SILVERADO DR, COLUMBUS, GA 31909-6030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 13355 CECIL CT, SPRING HILL, FL 34609-8917 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 13355 CECIL CT, SPRING HILL, FL 34609-8917 |
| Document Number | 0042481077 |
|---|---|
| Date | Dec 12, 2022 |
| Book Page | 4248/1077 |
| Instrument | 2022087311 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Nov 28, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 13355 CECIL CT, SPRING HILL, FL 34609-8917 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 13355 CECIL CT, SPRING HILL, FL 34609-8917 |
| Document Number | 0039660971 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 3966/971 |
| Instrument | 2021017892 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 28, 2020 |
| Property Address | 13355 CECIL CT, SPRING HILL, FL 34609-8917 |
| Document Number | 0039050517 |
| Book / Page | 3905 / 517 |
| Map Reference | MB 21 PG 17&18 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 2020067514 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2021 |
| Title Company | SOUTHEAST TITLE OF SUNCOAST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,624.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2427 SPRING ROW LN, 2427, HILLIARD, OH 43026-7243 |
| Name | Verified Name |
|---|---|
| Address | 13355 CECIL CT, SPRING HILL, FL 34609-8917 |
| Document Number | 3905519 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 3905/519 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $782.00 (+2.09%) | $207,717 (+8.76%) | $274,561 (-1.6%) Land $38,428 Building $236,133 |
| 2024 | $766.00 (-65.54%) | ||
| 2023 | $190,981 Land $190,981 | ||
| 2022 | $2,223.00 | $279,013 Land $38,428 Building $240,585 |
Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Tillman Global Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: WOW Internet, Cable & Phone.
Based on FCC filings for 180 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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