13349 Goldentop Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 13349 Goldentop Dr, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,058 sqft · built 1998
Lot Size	0.219 acres (9,560 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Aug 2015)
Tax Bill	$8,919 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`395-430-05-00`

Property Details

APN / Parcel Number

Primary APN	`395-430-05-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,058 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	9,560 sqft (0.219 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	13349 GOLDENTOP DR
City	LAKESIDE
State	CA
Zip	92040-4758
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 5 TR 013419
Legal Subdivision	LAKESIDE #4901
Legal Tract	013419
Legal Block	1
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	16810

Owner

13349 Goldentop Dr is owned and occupied by two individuals who acquired it in October 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13349 GOLDENTOP DR, LAKESIDE, CA 92040-4758
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINLEY PROPERTIES CORP
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINLEY PROPERTIES CORP
Mar 6, 2019	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Apr 27, 2020	Deed of Trust, Mortgage · Conventional with PMI FINLEY PROPERTIES CORP FINLEY PROPERTIES CORP
Oct 18, 2019	Quit Claim Deed, Transfer · Conventional with PMI OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2015 · Amount on File
Deed Sale	Aug 14, 2015 · Amount on File
Prior Sale	Feb 9, 2012 · Amount on File
Deed Document Number	2015432703
Last Transfer Date	Oct 11, 2019
Transfer Doc	0000469868
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13349 GOLDENTOP DR, LAKESIDE, CA 92040-4758
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4210 RIVERWALK PKWY 200, 200, RIVERSIDE, CA 92505-3313

Mortgage

Document Number	0000090997
Date	Apr 12, 2024
Instrument	2024-0090997

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2044

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13349 GOLDENTOP DR, LAKESIDE, CA 92040-4758
Transaction Type	Mortgage
Record Updated	Oct 25, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13349 GOLDENTOP DR, LAKESIDE, CA 92040-4758

Mortgage

Document Number	0000718064
Date	Oct 15, 2021
Instrument	2021-0718064

Lender

Name	FINLEY PROPERTIES CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13349 GOLDENTOP DR, LAKESIDE, CA 92040-4758
Transaction Type	Mortgage
Record Updated	Apr 23, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13349 GOLDENTOP DR, LAKESIDE, CA 92040-4758

Mortgage

Document Number	0000251095
Date	Apr 1, 2021
Instrument	2021-0251095

Lender

Name	FINLEY PROPERTIES CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13349 GOLDENTOP DR, LAKESIDE, CA 92040-4758
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080635
Date	Mar 6, 2019
Instrument	2019-0080635

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13349 GOLDENTOP DR, LAKESIDE, CA 92040-4758
Document Number	0000224296
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	WFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13349 GOLDENTOP DR LAKESIDE CA 920404758, LAKESIDE, CA 92040-4758

Mortgage

Document Number	0000224296
Date	May 4, 2020
Instrument	224296

Lender

Name	FINLEY PROPERTIES CORP FINLEY PROPERTIES CORP
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 3, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 18, 2019
Property Address	13349 GOLDENTOP DR, LAKESIDE, CA 92040-4758
Document Number	0000469868
Instrument Date	Oct 11, 2019
Instrument	469868
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13349 GOLDENTOP DR LAKESIDE CA 920404758, LAKESIDE, CA 92040-4758

Mortgage

Document Number	469869
Date	Oct 18, 2019
Instrument	469869

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 13349 Goldentop Dr was $8,919.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$683,975 (+2%) Land $192,662 Building $491,313
2025	$8,919.00	$670,565 Land $188,885 Building $481,680
2023	$7,768.00 (+1.81%)	$591,663 Land $181,551 Building $410,112
2022	$7,630.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13349 Goldentop Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1980–2026)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13349 Goldentop Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Wyyerd Connect.

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