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13347 Garrison Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 13347 Garrison Rd, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details1,426 sqft · built 2020
Lot Size40 acres (1,742,400 sqft)
Owner2 Individual Names on File
Tax Bill$1,226 (2024)
Deeds & MortgagesSep 2026 Mortgage
May 2020 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN04-02S-13E-04852-002000

Property Details

APN / Parcel Number

Primary APN04-02S-13E-04852-002000
Alternative APN
  • 04852002000

Interior

Building Area1,426 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2022
Lot Area1,742,400 sqft (40 acres)
Garage TypeCarport
CarportCarport
Carport Area652 sqft

Location & Zoning

Account Number04852002000
Street Address13347 GARRISON RD
CityLIVE OAK
StateFL
Zip32060-4912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 40.00 ACRES W1/2 OF E1/2 OF SW1/4 ORB 914 P 217 WD ORB 1052 P 480 CWD YR 06 ORB 2130 P 264-65 WD YR 2020
Legal Range13E
Legal Township02S
Legal Section04
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group1
Census Block1005
Census Tract970200

Owner

13347 Garrison Rd is owned and occupied by two individuals who acquired it in July 2019.

Source: Suwannee County records, as of February 2, 2026

Owner of Record2 Individual Names on File
Mailing Address13347 GARRISON RD, LIVE OAK, FL 32060-4912
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
SEACOAST NATIONAL BANK
May 21, 2020Loan Modification, Mortgage
FIRST FED'L SVGS BK
Nov 5, 2019Trustee's Deed, Construction Loan · Construction Mortgage
FIRST FED'L SVGS BK
Jul 22, 2019Warranty Deed, Transfer
SUWANNEE VALLEY TITLE SERVICES INC, SUWANNEE VLY TITLE SVC INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2019
Deed SaleJul 22, 2019
Deed Document Number2019217022
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Recording DateSep 21, 2026
Property Address13347 GARRISON RD, LIVE OAK, FL 32060-4912
Document Number0000010054
Book / Page2733 / 198
Instrument DateSep 14, 2026
Instrument202610054
Transaction TypeMortgage
Record UpdatedSep 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address13347 GARRISON RD, LIVE OAK, FL 32060-4912

Mortgage

Document Number0000010054,
DateSep 21, 2026
Book Page2733/198
Instrument202610054
Lender
NameSEACOAST NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueOct 1, 2046
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSUWANNEE FL
Property Address13347 GARRISON RD, LIVE OAK, FL 32060-4912
Document Number0000226316
Instrument DateMay 21, 2020
Transaction TypeMortgage
Record UpdatedJun 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13347 GARRISON RD LIVE OAK FL 32060, LIVE OAK, FL 32060

Mortgage

Document Number0000226316
DateMay 22, 2020
Book Page002188/000042
Instrument226316
Lender
NameFIRST FED'L SVGS BK
TypeFederal Savings Bank
AddressLAKE CITY, FL 32055
Agreement
AmountAmount on Record
Term360 Months
DueMay 21, 2050

November 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionSUWANNEE FL
Recording DateNov 5, 2019
Property Address13347 GARRISON RD, LIVE OAK, FL 32060-4912
Book / Page002151 / 000008
Instrument DateNov 5, 2019
Instrument220285
Transaction TypeConstruction Loan
Record UpdatedDec 4, 2019
Title CompanySUWANNEE VALLEY TITLE, SUWANNEE VLY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5482 COUNTY ROAD 249 LIVE OAK FL 320608344, LIVE OAK, FL 32060-8344

Mortgage

Document Number0000220285
DateNov 5, 2019
Book Page002151/000008
Instrument220285
Lender
NameFIRST FED'L SVGS BK
TypeFederal Savings Bank
AddressLAKE CITY, FL 32055
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
DueNov 4, 2049
Interest
Rate TypeFixed Rate

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateJul 22, 2019
Property Address13347 GARRISON RD, LIVE OAK, FL 32060-4912
Document Number0000217022
Book / Page002130 / 000264
Instrument DateJun 25, 2019
Instrument217022
Transaction TypeTransfer
Record UpdatedAug 27, 2019
Title CompanySUWANNEE VALLEY TITLE SERVICES INC, SUWANNEE VLY TITLE SVC INC

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13315 164TH ST MC ALPIN FL 320622145, MC ALPIN, FL 32062-2145

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$102,822$226,698
2024$1,226.00 (+2.77%)
2023$1,193.00 (+3.47%) Homeowner's exemption$97,444 (+2.76%)$208,808 (+20.07%)
2022$1,153.00 Homeowner's exemption$94,827$173,903

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13347 Garrison Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims8 (1984–2024)
Claims Outside the SFHA1 of 8
Most Recent ClaimAug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13347 Garrison Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Windstream
DSL		100 / 20
AT&T
Fixed Wireless		25 / 3

May also be available: T-Mobile, Verizon.

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