13346 Bellaria Cir, Windermere, FL 34786 Property Records

Orange County property record for 13346 Bellaria Cir, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	7 bd · 8.5 ba · 6,695 sqft · built 2022
Lot Size	0.759 acres (33,062 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Jul 2019)
Tax Bill	$32,882 (2025)
Deeds & Mortgages	Dec 2025 Transfer Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-23-27-0542-00-640`

Property Details

APN / Parcel Number

Primary APN	`11-23-27-0542-00-640`
Alternative APNs	`272311054200640` `138145` `139001` `140517`

Interior

Bedrooms	7 Beds
Full Baths	8.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,695 sqft Living Area
Gross Area	11,125 sqft
1st Floor Area	4,459 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	33,062 sqft (0.759 acres)
Garage Type	Attached
Garage Area	1,340 sqft
Porch	Florida Room
Patio Area	176 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13346 BELLARIA CIR
City	WINDERMERE
State	FL
Zip	34786-7401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CE-C
Legal Description	BELLARIA 60/81 LOT 64
Legal Range	27E
Legal Township	23S
Legal Section	11
Legal Subdivision	BELLARIA
Legal Tract	542
Legal Lot Number	64
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1039
Census Tract	17120

Owner

13346 Bellaria Cir is owned and occupied by two individuals who acquired it in December 2025.

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	13346 BELLARIA CIR, WINDERMERE, FL 34786-7401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 30, 2020	Deed of Trust, Mortgage TD BK NA
Jul 10, 2019	Warranty Deed, Transfer EQUITABLE TITLE/DR PHILLIPS LL
Feb 8, 2017	Warranty Deed, Transfer · ARM SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2019 · Amount on File
Deed Sale	Jul 10, 2019 · Amount on File
Prior Sale	Feb 8, 2017 · Amount on File
Deed Document Number	2019423331
Last Transfer Date	Dec 18, 2025
Transfer Doc	0000727082
Record Updated	Jun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Dec 18, 2025
Property Address	13346 BELLARIA CIR, WINDERMERE, FL 34786-7401
Document Number	0000727082
Map Reference	MB 60 PG 81&82
Instrument Date	Dec 18, 2025
Instrument	20250727082
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13346 BELLARIA CIR, WINDERMERE, FL 34786-7401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13346 BELLARIA CIR, WINDERMERE, FL 34786-7401

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13346 BELLARIA CIR, WINDERMERE, FL 34786-7401
Document Number	0000263806
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 SYLDEO DR PARSIPPANY NJ 070544300, PARSIPPANY, NJ 07054-4300

Mortgage

Document Number	0000263806
Date	May 4, 2020
Instrument	263806

Lender

Name	TD BK NA
Type	Bank
Address	2035 LIMESTONE RD, WILMINGTON, DE 19808-5529

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 3, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 10, 2019
Property Address	13346 BELLARIA CIR, WINDERMERE, FL 34786-7401
Document Number	0000423331
Instrument Date	Jun 25, 2019
Instrument	423331
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	EQUITABLE TITLE/DR PHILLIPS LL

Transaction

Amount	Amount on Record
Tax	$2,660.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 SYLDEO DR PARSIPPANY NJ 070544300, PARSIPPANY, NJ 07054-4300

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 8, 2017
Property Address	13346 BELLARIA CIR, WINDERMERE, FL 34786-7401
Document Number	0000072925
Map Reference	MB 60 PG 81&82
Instrument Date	Jan 31, 2017
Instrument	20170072925
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6990 N GRANDE DR, 6990, BOCA RATON, FL 33433-2735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13346 BELLARIA CIR, WINDERMERE, FL 34786-7401

Mortgage

Document Number	0000072926
Date	Feb 8, 2017
Instrument	20170072926

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.62%
Index	1-Year CMT
Max Rate	8.62%

Tax Assessment & Valuation

The 2025 property tax bill for 13346 Bellaria Cir was $32,882, up 3.1% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,115,361 (+2.7%)	$2,307,830 (-1.24%) Land $350,000 Building $1,957,830
2025	$32,882.00 (+3.13%) Homeowner's exemption	$2,059,748	$2,336,690 Land $350,000 Building $1,986,690
2024	$31,885.00 (+7.29%)
2023	$29,718.00 Homeowner's exemption	$1,943,397 Land $350,000 Building $1,593,397	$1,943,397 Land $350,000 Building $1,593,397

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13346 Bellaria Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13346 Bellaria Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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