1334 S 15th St, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 1334 S 15th St, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,344 sqft · built 1912
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$114,046 (Jun 2025)
Tax Bill	$837 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Dec 2005 Mortgage + 2 more
APN	`06-5.0-16-003-002-072.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-16-003-002-072.000`

Interior

Building Area	1,344 sqft Base Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	140 ft deep x 90 ft wide

Location & Zoning

Street Address	1334 S 15TH ST
City	SAINT JOSEPH
State	MO
Zip	64503-2531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:PATEE'S LOT:18 BLK:53LGL DESC:& L 19 BEING L 10 & 11 NEW PLAT
Legal Subdivision	PATEES
Legal Block	53
Legal Lot Number	18
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1009
Census Tract	3002

Owner

1334 S 15th St is owned and occupied by an individual who bought it in June 2025.

Source: Buchanan County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1334 S 15TH ST, SAINT JOSEPH, MO 64503-2531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · Line of Credit EXCHANGE BANK & TRUST CO
Dec 21, 2005	Deed of Trust, Mortgage · Conventional Mortgage HOMECOMINGS FINANCIAL NETWORK INC
Jun 2, 2025	Warranty Deed, Transfer · FHA Mortgage FLANAGAN STATE BANK
Mar 18, 2022	Warranty Deed, Transfer · Line of Credit THE NODAWAY VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2025 · Amount on File
Deed Sale	Jun 2, 2025 · Amount on File
Deed Document Number	20254099
Deed Book / Page	3808 / 83
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1334 S 15TH ST, SAINT JOSEPH, MO 64503-2531
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ST JOSEPH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 KAYS POINT RD, LAKE OZARK, MO 65049-9302

Mortgage

Document Number	003779/448
Date	Aug 22, 2022
Book Page	3779/448
Instrument	2022008067

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank
Address	RUSHVILLE, MO 64484

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1334 S 15TH ST, SAINT JOSEPH, MO 64503-2531
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ASSURED QUALITY TITLE COMPANY, ASSURED QUALITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02860/0715
Date	Dec 21, 2005
Book Page	2860/0715
Instrument	2005019817

Lender

Name	HOMECOMINGS FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2036

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 2, 2025
Property Address	1334 S 15TH ST, SAINT JOSEPH, MO 64503-2531
Document Number	0003808/83
Book / Page	3808 / 83
Instrument Date	May 30, 2025
Instrument	2025004099
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1334 S 15TH ST, SAINT JOSEPH, MO 64503-2531

Mortgage

Document Number	2025004100
Date	Jun 2, 2025
Instrument	2025004100

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2055

Mortgage

Document Number	0003808/85
Date	Jun 2, 2025
Book Page	3808/85
Instrument	2025004101

Lender

Name	FLANAGAN STATE BANK
Type	Bank
Address	FLANAGAN, IL 61740

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2035

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Mar 18, 2022
Property Address	1334 S 15TH ST, SAINT JOSEPH, MO 64503-2531
Document Number	0003774/24
Book / Page	3774 / 24
Instrument Date	Mar 18, 2022
Instrument	2022002607
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1907 PACIFIC ST, SAINT JOSEPH, MO 64503-2858

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 KAYS POINT RD, LAKE OZARK, MO 65049-4737

Mortgage

Document Number	2022003413
Date	Mar 18, 2022
Instrument	2022003413

Lender

Name	THE NODAWAY VALLEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1334 S 15th St was $837, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$837.00 (+0.12%)	$11,570 Land $3,320 Building $8,250	$60,900 Land $17,460 Building $43,440
2024	$836.00 (+16.11%)
2023	$720.00 (-0.69%)	$10,860 (-) Land $3,320 Building $7,540	$57,160 Land $17,460 Building $39,700
2022	$725.00	$10,860 Land $3,320 Building $7,540
2021			$57,160 Land $17,460 Building $39,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1334 S 15th St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1334 S 15th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: United Fiber.

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