13338 E Letts Ln, Carmel (Westfield), IN 46074 Property Records

Hamilton County property record for 13338 E Letts Ln, Carmel, IN 46074

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 5,190 sqft · built 2013
Lot Size	0.439 acres (19,166 sqft)
Owner	2 Company Names on Record
Last Sale	$1,194,000 (Oct 2022)
Tax Bill	$10,043 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-30-006-016.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-30-006-016.000-018`
Alternative APN	`1709300006016000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	5,190 sqft Living Area
1st Floor Area	2,226 sqft
2nd Floor Area	1,408 sqft
Basement Area	2,226 sqft
Finished Basement	1,556 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Architectural Style	Other
Roof Material	Asphalt
Lot Area	19,166 sqft (0.439 acres)
Lot Dimensions	155 ft deep x 119 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	805 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709300006016000
Street Address	13338 E LETTS LN
City	CARMEL
State	IN
Zip	46074-5507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .44, SECTION 30, TOWNSHIP 18, RANGE 3, GLEN OAKS, LOT 16, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	30
Legal Subdivision	GLEN OAKS
Legal Lot Number	16 119
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2017
Census Tract	110910

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	13338 E LETTS LN, CARMEL, IN 46074-5507
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 29, 2022	Intrafamily Transfer, Transfer
Oct 7, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 11, 2020	Deed of Trust, Mortgage FORUM CU

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 7, 2022 · Amount on Record
Deed Sale	Oct 7, 2022 · Amount on Record
Prior Sale	Oct 7, 2022 · Amount on Record
Deed Document Number	0000049173
Last Transfer Date	Nov 29, 2022
Transfer Doc	0000056459
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13338 E LETTS LN, CARMEL, IN 46074-5507
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13338 E LETTS LN, CARMEL, IN 46074-5507

Mortgage

Document Number	0000039480
Date	Aug 10, 2022
Instrument	2022039480

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	DAYTON, OH 45459

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13338 E LETTS LN, CARMEL, IN 46074-5507
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016124
Date	Mar 1, 2021
Instrument	2021016124

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Feb 1, 2031

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Nov 29, 2022
Property Address	13338 E LETTS LN, CARMEL, IN 46074-5507
Document Number	0000056459
Map Reference	DOC 2008011769
Instrument Date	Nov 21, 2022
Instrument	2022056459
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	13338 E LETTS LN, CARMEL, IN 46074-5507

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 7, 2022
Property Address	13338 E LETTS LN, CARMEL, IN 46074-5507
Document Number	0000049173
Instrument Date	Oct 3, 2022
Instrument	2022049173
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	INDIANA HOME TITLE LLC, INDIANA HOME TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13338 E LETTS LN, CARMEL, IN 46074-5507

Mortgage

Document Number	0000049174
Date	Oct 7, 2022
Instrument	2022049174

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13338 E LETTS LN, CARMEL, IN 46074-5507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006237
Date	Feb 13, 2017
Instrument	2017006237

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	38273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2032

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13338 E LETTS LN, CARMEL, IN 46074-5507
Document Number	0000029223
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13338 E LETTS LN CARMEL IN 460745507, CARMEL, IN 46074-5507

Mortgage

Document Number	0000029223
Date	May 18, 2020
Instrument	29223

Lender

Name	FORUM CU
Type	Credit Union
Address	FISHERS, IN 46038

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 17, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$922,400 (+6.21%) Land $332,300 Building $590,100	$922,400 (+6.21%) Land $332,300 Building $590,100
2024	$10,043.00 (+0.66%)	$868,500 (-0.67%) Land $332,300 Building $536,200	$868,500 (-0.67%) Land $332,300 Building $536,200
2023	$9,977.00 (+12.05%) Homeowner's exemption	$874,400 (+13.87%) Land $332,300 Building $542,100	$874,400 (+13.87%) Land $332,300 Building $542,100
2022	$8,904.00 Homeowner's exemption	$767,900 Land $174,900 Building $593,000	$767,900 Land $174,900 Building $593,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet.

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