13335 Mercer St, Carmel, IN 46032 Property Records

Hamilton County property record for 13335 Mercer St, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 4,209 sqft · built 2012
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Tax Bill	$8,701 (2024)
Deeds & Mortgages	Jun 2022 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-28-053-019.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-28-053-019.000-018`
Alternative APN	`1709280053019000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,209 sqft Living Area
1st Floor Area	1,446 sqft
2nd Floor Area	1,502 sqft
Basement Area	1,446 sqft
Finished Basement	1,261 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Architectural Style	Other
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	167 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	777 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709280053019000
Street Address	13335 MERCER ST
City	CARMEL
State	IN
Zip	46032-4423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .36, SECTION 28, TOWNSHIP 18, RANGE 3, VILLAGE OF WESTCLAY, REPLAT INFORMATION: LOTS 29, 30 & 31, SECTION 9003, LOT 2
Legal Range	03
Legal Township	18
Legal Section	28
Legal Subdivision	WESTCLAY VILLAGE SEC 9003
Legal Lot Number	29 98
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3015
Census Tract	110909

Owner

13335 Mercer St is owned and occupied by an individual who acquired it in July 2019.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Mailing Address	13335 MERCER ST, CARMEL, IN 46032-4423
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 19, 2020	Deed of Trust, Mortgage DECORAH BK&TR
Jul 24, 2019	Quit Claim Deed, Transfer DECORAH BK&TR
Nov 7, 2018	Deed of Trust, Mortgage · Line of Credit DECORAH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2016
Deed Sale	Dec 1, 2016
Prior Sale	Dec 1, 2016
Deed Document Number	2016063436
Last Transfer Date	Jul 24, 2019
Transfer Doc	0000033003
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13335 MERCER ST, CARMEL, IN 46032-4423
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027346
Date	Jun 2, 2022
Instrument	2022027346

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	Mar 23, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13335 MERCER ST, CARMEL, IN 46032-4423
Document Number	0000038897
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13335 MERCER ST CARMEL IN 460324423, CARMEL, IN 46032-4423

Mortgage

Document Number	0000038897
Date	Jun 23, 2020
Instrument	38897

Lender

Name	DECORAH BK&TR
Type	Bank
Address	DECORAH, IA 52101

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 24, 2019
Property Address	13335 MERCER ST, CARMEL, IN 46032-4423
Document Number	0000033003
Instrument Date	Jul 15, 2019
Instrument	33003
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13335 MERCER ST CARMEL IN 460324423, CARMEL, IN 46032-4423

Mortgage

Document Number	33004
Date	Jul 24, 2019
Instrument	33004

Lender

Name	DECORAH BK&TR
Type	Bank
Address	DECORAH, IA 52101

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13335 MERCER ST, CARMEL, IN 46032-4423
Document Number	0000054328
Instrument Date	Nov 7, 2018
Transaction Type	Mortgage
Record Updated	Dec 13, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13335 MERCER ST CARMEL IN 460324423, CARMEL, IN 46032-4423

Mortgage

Document Number	0000054328
Date	Nov 19, 2018
Instrument	54328

Lender

Name	DECORAH BK&TR
Type	Bank
Address	DECORAH, IA 52101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 18, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$878,700 (+15.53%) Land $233,600 Building $645,100	$878,700 (+15.53%) Land $233,600 Building $645,100
2024	$8,701.00 (+32.19%)	$760,600 (+28.44%) Land $233,600 Building $527,000	$760,600 (+28.44%) Land $233,600 Building $527,000
2023	$6,582.00 (+20.9%) Homeowner's exemption	$592,200 (+20.96%) Land $233,600 Building $358,600	$592,200 (+20.96%) Land $233,600 Building $358,600
2022	$5,444.00 Homeowner's exemption	$489,600 Land $119,600 Building $370,000	$489,600 Land $119,600 Building $370,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13335 Mercer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13335 Mercer St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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