13335 E State Hwy 37, Watson, IL 62473 Property Records

Effingham County property record for 13335 E State Hwy 37, Watson, IL 62473

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,410 sqft · built 1934
Lot Size	8.6 acres (374,616 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Feb 2021)
Tax Bill	$429 (2022)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-10-029-014`

Property Details

APN / Parcel Number

Primary APN	`14-10-029-014`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,410 sqft Base Area
1st Floor Area	1,410 sqft
Basement Area	1,410 sqft
Unfinished Basement	1,410 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Construction Type	Frame
Lot Area	374,616 sqft (8.6 acres)

Location & Zoning

Street Address	13335 E STATE HIGHWAY 37
City	WATSON
State	IL
Zip	62473-2200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 660FT OF W 1053FT OF N 660FT EXCEPT N 247FT OF E 247FT THEREOF ALSO EXCEPT RT 37 ROW 3657/197 2489/1
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	1
Census Block	1077
Census Tract	950400

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	13335 E STATE HIGHWAY 37, WATSON, IL 62473-2200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2021 · Amount on File
Deed Sale	Feb 12, 2021 · Amount on File
Deed Document Number	202121000716
Deed Book / Page	3657 / 197
Prior Transfer Date	Feb 20, 2009
Prior Transfer Doc	2489/001
Record Updated	Oct 29, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Feb 12, 2021
Property Address	13335 E STATE HIGHWAY 37, WATSON, IL 62473-2200
Document Number	3657/197
Book / Page	3657 / 197
Instrument Date	Feb 11, 2021
Instrument	202121000716
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15413 E 700TH AVE, 15413, WATSON, IL 62473-2315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13335 E STATE HWY #37 # 37, 37, WALDO, IL 62573

Mortgage

Document Number	202121000717
Date	Feb 12, 2021
Instrument	202121000717

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$50,120 (+10.01%) Land $13,270 Building $36,850	$150,360 (+10.01%) Land $39,810 Building $110,550
2024		$45,560 (+21.56%) Land $12,060 Building $33,500	$136,680 (+21.56%) Land $36,180 Building $100,500
2022	$429.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$37,480 Land $9,920 Building $27,560	$112,440 Land $29,760 Building $82,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E State Hwy 37

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