13332 Co Rd 103, Oxford, FL 34484 Property Records

Sumter County property record for 13332 Co Rd 103, Oxford, FL 34484

Property Summary

Property Type	Single Family Home
Details	2,053 sqft · built 1998
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$41,000 (Jul 1997)
Tax Bill	$3,299 (2024)
Deeds & Mortgages	Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`D05-124`

Property Details

APN / Parcel Number

Primary APN	`D05-124`
Alternative APN	`1007787`

Interior

Building Area	2,053 sqft Heated Area

Exterior

Year Built	Built 1998
Architectural Style	Conventional
Construction Type	Steel Frame
Lot Area	435,600 sqft (10 acres)
Garage Type	Mixed
Garage Area	840 sqft
Carport	Carport
Carport Area	2,154 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	420 sqft
Porch	Porch
Porch Area	1,787 sqft
Stable	2,730 sqft
Pole Barn	720 sqft

Location & Zoning

Account Number	1007787
Old Parcel Number	D05=124
Street Address	13332 COUNTY ROAD 103
City	OXFORD
State	FL
Zip	34484-2442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE SW1/4 OF NE1/4 OF SW1/4 OF SEC 5 TWP 18 RNG 23
Legal Range	23E
Legal Township	18S
Legal Section	05
Legal Lot Number	5
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	2
Census Block	2001
Census Tract	911703

Owner

13332 Co Rd 103 is owned and occupied by two individuals who bought it in July 1997.

Source: Sumter County records, as of December 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	13332 C-103, OXFORD, FL 34484
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 1997 · Amount on File
Deed Sale	Jul 18, 1997 · Amount on File
Deed Document Number	0064300206
Deed Book / Page	00643 / 00206
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	13332 COUNTY ROAD 103, OXFORD, FL 34484-2442
Document Number	0038880654
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13332 COUNTY ROAD 103 OXFORD FL 344842442, OXFORD, FL 34484-2442

Mortgage

Document Number	0038880654
Date	Dec 28, 2020
Book Page	003888/000654
Instrument	60056304

Lender

Name	TRUIST BK
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$340,190	$713,050 Land $12,260 Building $700,790
2024	$3,299.00 (+72.36%)
2023	$1,914.00 (+3.85%) Additional exemption filed	$210,380 (+2.96%)	$373,800 (+4.78%) Land $10,700 Building $363,100
2022	$1,843.00 Homeowner's exemption	$204,340	$356,740 Land $7,130 Building $349,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13332 Co Rd 103 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13332 Co Rd 103 is moderate, ranking above 51% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30