13331 Ridge Rd, Sutter Creek, CA 95685 Property Records

Amador County property record for 13331 Ridge Rd, Sutter Creek, CA 95685

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,275 sqft · built 1979
Lot Size	1.08 acres (47,045 sqft)
Owner	Company Name on Record
Last Sale	$265,000 (Feb 2018)
Tax Bill	$3,255 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Oct 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`040-100-004-000`

Property Details

APN / Parcel Number

Primary APN	`040-100-004-000`
Alternative APN	`4010000400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,275 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1993
Lot Area	47,045 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	13331 RIDGE RD
City	SUTTER CREEK
State	CA
Zip	95685-9651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	11M45 SEC9 T6NR11E POR SW 1/4
Legal Range	11E
Legal Township	06N
Legal Section	09
Jurisdiction	AMADOR CA
Township / Civil Division	SUTTER CREEK-PLYMOUTH
Census Block Group	3
Census Block	3001
Census Tract	401

Owner

Source: Amador County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	13331 RIDGE RD, SUTTER CREEK, CA 95685-9651
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 2, 2020	Quit Claim Deed, Transfer TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA
Oct 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CALIFORNIA COAST CU
Feb 8, 2019	Quit Claim Deed, Transfer Quitclaim
Feb 9, 2018	Grant Deed, Transfer PLACER TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2018 · Amount on Record
Deed Sale	Feb 9, 2018 · Amount on Record
Deed Document Number	2018949
Last Transfer Date	Sep 21, 2020
Transfer Doc	0000008754
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	13331 RIDGE RD, SUTTER CREEK, CA 95685-9651
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002404
Date	Apr 4, 2018
Instrument	2018-0002404

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMADOR CA
Recording Date	Oct 2, 2020
Property Address	13331 RIDGE RD, SUTTER CREEK, CA 95685-9651
Document Number	0000008754
Instrument Date	Sep 21, 2020
Instrument	8754
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13331 RIDGE RD SUTTER CREEK CA 956859651, SUTTER CREEK, CA 95685-9651

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	AMADOR CA
Recording Date	Oct 1, 2020
Property Address	13331 RIDGE RD, SUTTER CREEK, CA 95685-9651
Document Number	0000008690
Map Reference	MB 11 PG 45
Instrument Date	Sep 21, 2020
Instrument	2020-0008690
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	TICOR TITLE SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 RIDGE ROAD, SUTTER CREEK, CA 95685

Mortgage

Document Number	0000008691
Date	Oct 1, 2020
Instrument	2020-0008691

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMADOR CA
Recording Date	Feb 8, 2019
Property Address	13331 RIDGE RD, SUTTER CREEK, CA 95685-9651
Document Number	0000000943
Instrument Date	Dec 13, 2018
Instrument	943
Transaction Type	Transfer
Record Updated	Feb 15, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13331 RIDGE RD SUTTER CREEK CA 956859651, SUTTER CREEK, CA 95685-9651

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Feb 9, 2018
Property Address	13331 RIDGE RD, SUTTER CREEK, CA 95685-9651
Document Number	0000000949
Instrument Date	Feb 6, 2018
Instrument	949
Transaction Type	Transfer
Record Updated	Feb 19, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$291.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13331 RIDGE RD SUTTER CREEK CA 956859651, SUTTER CREEK, CA 95685-9651

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,682 (+2%) Land $75,435 Building $252,247
2025	$3,255.00 (+4.19%) Homeowner's exemption	$321,257 (+4.04%) Land $73,956 Building $247,301
2024			$354,510
2023	$3,124.00 (+2.8%) Homeowner's exemption	$308,784 Land $71,085 Building $237,699
2022	$3,039.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1986–2017)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AWA, TANNER serves 4,940 people · EPA ID CA0310003
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

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