13331 Middle Ridge Rd, Ozark, AR 72949 Property Records

Franklin County property record for 13331 Middle Ridge Rd, Ozark, AR 72949

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,800 sqft · built 1997
Lot Size	2.61 acres (114,127 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Jan 2026)
Tax Bill	$696 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Mortgage + 11 more
Flood Zone	Zone X (minimal risk)
APN	`001-05814-004`

Property Details

APN / Parcel Number

Primary APN	`001-05814-004`
Alternative APN	`7407`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft
Flooring	Steel Beam

Exterior

Year Built	Built 1997
Exterior Material	Other
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	114,127 sqft (2.61 acres)
Garage Type	Attached
Garage Area	836 sqft
Porch	Enclosed Porch
Porch Area	360 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	13331 MIDDLE RIDGE RD
City	OZARK
State	AR
Zip	72949-3889
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF THE NORTHWEST QUARTER OF THE NORTHEAST QUARTER OF SECTION 1, TOWNSHIP 10 NORTH, RANGE 28 WEST, FRANKLIN COUNTY, ARKAN
Legal Range	28
Legal Township	10
Legal Section	01
Jurisdiction	FRANKLIN AR
Township / Civil Division	CRAVENS
Census Block Group	2
Census Block	2064
Census Tract	950100

Owner

13331 Middle Ridge Rd is owned and occupied by an individual who bought it in January 2026.

Source: Franklin County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	13331 MIDDLE RIDGE RD, OZARK, AR 72949-3889
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2017	Deed of Trust, Mortgage ARVEST BANK
	Deed of Trust, Mortgage
Mar 22, 2007	Deed of Trust, Mortgage FIRST FINANCIAL BANK
	Deed of Trust, Mortgage
Apr 30, 2012	Deed of Trust, Mortgage FIRST FINANCIAL BANK
	Deed of Trust, Mortgage
Apr 10, 2007	Deed of Trust, Mortgage FIRST FINANCIAL BANK
Dec 30, 2024	Deed of Trust, Mortgage · Conventional Mortgage FLANAGAN STATE BANK
	Deed of Trust, Mortgage
Apr 29, 2010	Deed of Trust, Mortgage FIRST FINANCIAL BANK
Jan 12, 2026	Warranty Deed, Transfer · FHA Mortgage FIRSTTRUST HOME LOANS INC
May 22, 2024	Warranty Deed, Transfer C AND M ABSTRACT AND TITLE COMPANY INC, ADAMS ABSTRACT & TTL CO INC
Nov 20, 2023	Warranty Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2026 · Amount on File
Deed Sale	Jan 12, 2026 · Amount on File
Prior Sale	May 22, 2024
Deed Document Number	2026R-000090
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	13331 MIDDLE RIDGE RD, OZARK, AR 72949-3889
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000222/169
Date	Apr 21, 2017
Book Page	222/169

Lender

Name	ARVEST BANK
Type	Bank
Address	ROGERS, AR 72756

Agreement

Amount	Amount on Record
Term	60 Months
Due	Apr 14, 2022

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	13331 MIDDLE RIDGE RD, OZARK, AR 72949-3889
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13331 MIDDLE RIDGE RD, OZARK, AR 72949-3889

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	13331 MIDDLE RIDGE RD, OZARK, AR 72949-3889
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13331 MIDDLE RIDGE RD, OZARK, AR 72949-3889

Mortgage

Document Number	000065/715
Date	Mar 22, 2007
Book Page	65/715

Lender

Name	FIRST FINANCIAL BANK
Address	FAYETTEVILLE, AR 72703

Agreement

Amount	Amount on Record
Term	179 Months
Due	Feb 16, 2022

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	13331 MIDDLE RIDGE RD, OZARK, AR 72949-3889
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13331 MIDDLE RIDGE RD, OZARK, AR 72949-3889

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	13331 MIDDLE RIDGE RD, OZARK, AR 72949-3889
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13331 MIDDLE RIDGE RD, OZARK, AR 72949-3889

Mortgage

Document Number	000147/512
Date	Apr 30, 2012
Book Page	147/512

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	214 N WASHINGTON AVE, EL DORADO, AR 71730

Agreement

Amount	Amount on Record
Term	12 Months
Due	Apr 6, 2013

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	13331 MIDDLE RIDGE RD, OZARK, AR 72949-3889
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13331 MIDDLE RIDGE RD, OZARK, AR 72949-3889

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	13331 MIDDLE RIDGE RD, OZARK, AR 72949-3889
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13331 MIDDLE RIDGE RD, OZARK, AR 72949-3889

Mortgage

Document Number	000067/126
Date	Apr 10, 2007
Book Page	67/126

Lender

Name	FIRST FINANCIAL BANK
Address	FAYETTEVILLE, AR 72703

Agreement

Amount	Amount on Record
Term	12 Months
Due	Apr 4, 2008

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	13331 MIDDLE RIDGE RD, OZARK, AR 72949-3889
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13331 MIDDLE RIDGE RD, OZARK, AR 72949-3889

Mortgage

Document Number	2024R002988
Date	Dec 30, 2024
Instrument	2024R-002988

Lender

Name	FLANAGAN STATE BANK
Type	Bank
Address	333 CHICAGO RD, PAW PAW, IL 61353

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2040

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	13331 MIDDLE RIDGE RD, OZARK, AR 72949-3889
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13331 MIDDLE RIDGE RD, OZARK, AR 72949-3889

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	13331 MIDDLE RIDGE RD, OZARK, AR 72949-3889
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13331 MIDDLE RIDGE RD, OZARK, AR 72949-3889

Mortgage

Document Number	0000119/68
Date	Apr 29, 2010
Book Page	119/68

Lender

Name	FIRST FINANCIAL BANK
Address	EL DORADO, AR 71730

Agreement

Amount	Amount on Record
Term	12 Months
Due	Apr 9, 2011

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN AR
Recording Date	Jan 12, 2026
Property Address	13331 MIDDLE RIDGE RD, OZARK, AR 72949-3889
Document Number	2026R000090
Instrument Date	Dec 30, 2025
Instrument	2026R-000090
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	ADVANTAGE TITLE AND ESCROW INC, ADVANTAGE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$841.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1005 CRESCENT DR, SAINT CHARLES, MO 63301-4742

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13331 MIDDLE RIDGE RD, OZARK, AR 72949-3889

Mortgage

Document Number	2026R000091
Date	Jan 12, 2026
Instrument	2026R-000091

Lender

Name	FIRSTTRUST HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN AR
Recording Date	May 22, 2024
Property Address	13331 MIDDLE RIDGE RD, OZARK, AR 72949-3889
Document Number	2024R001116
Instrument Date	May 22, 2024
Instrument	2024R-001116
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	C AND M ABSTRACT AND TITLE COMPANY INC, ADAMS ABSTRACT & TTL CO INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13108 MIDDLE RIDGE RD, OZARK, AR 72949-3885

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13331 MIDDLE RIDGE RD, OZARK, AR 72949-3889

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN AR
Recording Date	Nov 20, 2023
Property Address	13331 MIDDLE RIDGE RD, OZARK, AR 72949-3889
Document Number	2023R002706
Instrument Date	Nov 17, 2023
Instrument	2023R-002706
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	C AND M ABSTRACT AND TITLE COMPANY INC, ADAMS ABSTRACT & TTL CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13331 MIDDLE RIDGE RD, OZARK, AR 72949-3889

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13331 MIDDLE RIDGE RD, OZARK, AR 72949-3889

Mortgage

Document Number	2023R002707
Date	Nov 20, 2023
Instrument	2023R-002707

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 13331 Middle Ridge Rd was $696 with a homeowner's exemption.

Source: Franklin County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Franklin County
Unified School District	Ozark School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$696.00 Homeowner's exemption	$33,610 Land $3,370 Building $30,240
2023	$773.00 Homeowner's exemption	$31,840 Land $1,600 Building $30,240	$168,050 Land $16,850 Building $151,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13331 Middle Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13331 Middle Ridge Rd is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 92% of Arkansas
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATALULA WATER ASS0CIATION serves 2,278 people · EPA ID AR0000606
Water Source	Purchased surface water from OZARK WATERWORKS
Last State Inspection	Jun 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wave Rural Connect Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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