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1333 Winding Creek Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 1333 Winding Creek Ct, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details4 ba · 1,294 sqft · built 1996
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Jun 2025)
Tax Bill$7,988 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jan 2018 Mortgage
APN04-20-0-106-001

Property Details

APN / Parcel Number

Primary APN04-20-0-106-001

Interior

Full Baths4 Baths
Stories2 Stories
Building Area1,294 sqft Living Area
Basement Area1,224 sqft
Unfinished Basement1,224 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2002
Exterior MaterialCombination
Construction TypeFrame
Lot Area15,682 sqft (0.36 acres)
Garage TypeMixed
Garage Area458 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area102 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1333 WINDING CREEK CT
CityO FALLON
StateIL
Zip62269-6704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDING CREEK ESTATES LOT/SEC-1 BK A02852182
Legal SubdivisionWINDING CREEK
Legal Block106
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group2
Census Block2040
Census Tract504353

Owner

1333 Winding Creek Ct is owned and occupied by two individuals who bought it in June 2025.

Source: St. Clair County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1333 WINDING CREEK CT, O FALLON, IL 62269-6704
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jan 8, 2018Quit Claim Deed, Mortgage · VA Mortgage
GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2025 · Amount on File
Deed SaleJun 27, 2025 · Amount on File
Prior SaleJul 6, 1999 · Amount on File
Deed Document Number20252852182
Prior Transfer DateDec 27, 2017
Prior Transfer Doc00A2563953
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address1333 WINDING CREEK CT, O FALLON, IL 62269-6704
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A02697752
DateApr 29, 2021
InstrumentA02697752
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051
Interest
Rate2%

January 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionST CLAIR IL
Recording DateJan 8, 2018
Property Address1333 WINDING CREEK CT, O FALLON, IL 62269-6704
Document Number00A2563953
Instrument DateDec 27, 2017
Instrument2563953
Transaction TypeMortgage
Record UpdatedJan 22, 2018
Title CompanyCLEAR TITLE GROUP LLC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1333 WINDING CREEK CT O FALLON IL 622696704, O FALLON, IL 62269-6704

Mortgage

Document NumberA2563954
DateJan 8, 2018
Instrument2563954
Lender
NameGOLDEN OAK LNDG
AddressSAINT LOUIS, MO 63146
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 7, 2048
Interest
Rate3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1333 Winding Creek Ct was $7,988 with a homeowner's exemption, up 9% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,988.00 (+8.96%) Homeowner's exemption$116,823 (+9.62%) Land $20,498 Building $96,325$350,469 (+9.62%) Land $61,494 Building $288,975
2024$7,331.00$106,571 Land $18,699 Building $87,872$319,713 Land $56,097 Building $263,616
2022$86,961 Land $15,258 Building $71,703$260,883 Land $45,774 Building $215,109

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1333 Winding Creek Ct; there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2018–2023)
Most Recent ClaimJul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1333 Winding Creek Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO FALLON
serves 46,603 people · EPA ID IL1631100
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Wisper ISP
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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