1333 Ripley Rd, Spencer, WV 25276 Property Records

Roane County property record for 1333 Ripley Rd, Spencer, WV 25276

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,416 sqft · built 1993
Lot Size	105 acres (4,573,800 sqft)
Owner	Individual Name on Record
Tax Bill	$918 (2026)
Deeds & Mortgages	Apr 2017 Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-21-0080.0000`

Property Details

APN / Parcel Number

Primary APN	`07-21-0080.0000`
Alternative APNs	`44-07-0021-0080-0000` `4407 21008000000000` `44-07-21-0080.0000` `74320301`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,416 sqft Living Area
1st Floor Area	2,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	4,573,800 sqft (105 acres)
Garage Area	576 sqft
Porch	Porch
Porch Area	28 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	74320301
Street Address	1333 RIPLEY RD
City	SPENCER
State	WV
Zip	25276-8749
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	105 SUR TANNER RUN (FARM USE)
Legal Subdivision	SUR TANNER RUN
Jurisdiction	ROANE WV
Township / Civil Division	I
Census Block Group	4
Census Block	4014
Census Tract	963000

Owner

Source: Roane County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1333 RIPLEY RD, SPENCER, WV 25276-8749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS CHOICE CU
May 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS CHOICE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 16, 2009
Transfer Doc	000466/450
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE WV
Property Address	1333 RIPLEY RD, SPENCER, WV 25276-8749
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000339/320
Date	Apr 19, 2017
Book Page	339/320
Instrument	2141273

Lender

Name	MEMBERS CHOICE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 6, 2027

Interest

Rate Type	Fixed Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE WV
Property Address	1333 RIPLEY RD, SPENCER, WV 25276-8749
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000369/662
Date	May 4, 2022
Book Page	369/662
Instrument	2182134

Lender

Name	MEMBERS CHOICE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 11, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Roane County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Roane County
Unified School District	Roane County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$918.00 (+6.5%)	$124,860 (+5.69%) Land $23,700 Building $101,160	$208,100 (+5.69%) Land $39,500 Building $168,600
2025	$862.00 (-12.49%) Homeowner's exemption	$118,140 (+6.72%) Land $22,560 Building $95,580	$196,900 (+6.72%) Land $37,600 Building $159,300
2023	$985.00 (+1.13%) Additional exemption filed	$110,700 (+1.88%) Land $20,820 Building $89,880	$184,500 (+1.88%) Land $34,700 Building $149,800
2022	$974.00 Additional exemption filed	$108,660 Land $19,980 Building $88,680	$181,100 Land $33,300 Building $147,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	23 (2000–2024)
Claims Outside the SFHA	7 of 23
Most Recent Claim	Apr 2024 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Apr 2024 · 2 claims Severe Storms And Flooding, Jun 2013 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 55% of West Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ripley Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures