1333 Locust Ave, Bel Air, MD 21014 Property Records

Harford County property record for 1333 Locust Ave, Bel Air, MD 21014

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,356 sqft · built 1997
Lot Size	0.342 acres (14,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Mar 2002)
Tax Bill	$4,675 (2026)
Deeds & Mortgages	Jul 2026 Mortgage May 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-258564`

Property Details

APN / Parcel Number

Primary APN	`03-258564`
Alternative APNs	`3258564` `258564`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,356 sqft Total Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,880 sqft (0.342 acres)
Garage Type	Mixed
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	160 sqft
Deck Area	332 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	258564
Street Address	1333 LOCUST AVE
City	BEL AIR
State	MD
Zip	21014-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 36 14880 SF 1333 LOCUST AVENUE BIRCHWOOD MANOR P 67/17
Legal Subdivision	BIRCHWOOD MANOR PH 01
Legal Lot Number	36
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1006
Census Tract	303206

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1333 LOCUST AVE, BEL AIR, MD 21014-2205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 10, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2002 · Amount on Record
Deed Sale	Mar 15, 2002 · Amount on Record
Prior Sale	Oct 22, 2001 · Amount on Record
Deed Document Number	20022160
Deed Book / Page	3899 / 44
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Recording Date	Jul 7, 2026
Property Address	1333 LOCUST AVE, BEL AIR, MD 21014-2205
Document Number	1719000498
Book / Page	17198 / 498
Instrument Date	Jun 27, 2026
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1333 LOCUST AVE, BEL AIR, MD 21014-2205

Mortgage

Document Number	1719000498,
Date	Jul 7, 2026
Book Page	17198/498

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate	5.87%
Max Rate	-1%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1333 LOCUST AVE, BEL AIR, MD 21014-2205
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0162570060
Date	May 10, 2024
Book Page	16257/60

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2044

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1333 LOCUST AVE, BEL AIR, MD 21014-2205
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149970457
Date	Aug 31, 2021
Book Page	14997/457

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2031

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1333 LOCUST AVE, BEL AIR, MD 21014-2205
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0140380234
Date	Aug 13, 2020
Book Page	14038/234

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	131 Months
Due	Jul 1, 2031

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,675.00 (+8.09%)	$428,967 (+3.37%)	$456,900 (+10.1%) Land $104,800 Building $352,100
2025	$4,325.00 (+10.02%)	$415,000 (+9.56%) Land $104,800 Building $310,200	$415,000 (-) Land $104,800 Building $310,200
2023		$378,800	$415,000 Land $104,800 Building $310,200
2022	$3,931.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: AT&T.

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