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13328 90th Cir, Live Oak, FL 32060 Property Records

Suwannee County property record for 13328 90th Cir, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,265 sqft · built 1978
Lot Size1.52 acres (66,435 sqft)
Owner2 Individual Names on File
Last Sale$134,900 (Nov 2020)
Tax Bill$1,056 (2025)
Deeds & MortgagesJul 2026 Mortgage
Nov 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-02S-13E-08276-010100

Property Details

APN / Parcel Number

Primary APN28-02S-13E-08276-010100
Alternative APN
  • 08276010100

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,265 sqft Living Area
1st Floor Area1,265 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2020
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area66,435 sqft (1.52 acres)
Lot Width169 ft Width
Patio Area366 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address13328 90TH CIR
CityLIVE OAK
StateFL
Zip32060-0309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG LOT 10 BLK A WESTWOOD ESTATES ORB 2225 P 116-17 WD YR 2021
Legal Range13E
Legal Township02S
Legal Section28
Legal SubdivisionWESTWOOD ESTATES
Legal BlockA
Legal Lot Number10
Legal Unit10
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group1
Census Block1008
Census Tract970402

Owner

Source: Suwannee County assessment roll, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13328 90TH CIR, LIVE OAK, FL 32060-0309
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 16, 2020Warranty Deed, Transfer · VA Mortgage
USAA FSB
May 30, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 16, 2020 · Amount on Record
Deed SaleNov 16, 2020 · Amount on Record
Prior SaleNov 16, 2020 · Amount on Record
Deed Document Number2020231791
Deed Book / Page2225 / 116
Prior Transfer DateNov 13, 2018
Prior Transfer Doc0000209129
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Recording DateJul 1, 2026
Property Address13328 90TH CIR, LIVE OAK, FL 32060-0309
Document Number0000007110
Book / Page2712 / 398
Instrument DateJun 26, 2026
Instrument20267110
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address13328 90TH CIR, LIVE OAK, FL 32060-0309

Mortgage

Document Number0000007110,
DateJul 1, 2026
Book Page2712/398
Instrument20267110
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 1, 2046
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateNov 16, 2020
Property Address13328 90TH CIR, LIVE OAK, FL 32060-0309
Document Number0000231791
Book / Page2225 / 116
Instrument DateNov 12, 2020
Instrument2020231791
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyHERITAGE TTL SVCS OF NORTH F

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$944.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13321 94TH ST, 13321, LIVE OAK, FL 32060-6306

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 WALNUT ST # 8632, 8632, GREEN COVE SPRINGS, FL 32043-3443

Mortgage

Document Number0000000118
DateNov 16, 2020
Instrument2225/118
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSUWANNEE FL
Recording DateMay 30, 2018
Property Address13328 90TH CIR, LIVE OAK, FL 32060-0309
Document Number0000203734
Book / Page002051 / 000402
Instrument DateMay 30, 2018
Instrument203734
Transaction TypeTransfer
Record UpdatedJul 5, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address13328 90TH CIR LIVE OAK FL 320600309, LIVE OAK, FL 32060-0309

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,056.00 (+7.87%) Homeowner's exemption Senior Citizen's exemption$144,484 (+50.82%) Land $20,318 Building $124,166$144,484 (+7.38%) Land $20,318 Building $124,166
2024$979.00 (-16.25%)
2023$1,169.00 (+3.82%) Homeowner's exemption$95,800 (+3%)$134,552 (+28.26%) Land $20,318 Building $114,234
2022$1,126.00 Homeowner's exemption$93,010$104,909 Land $20,318 Building $84,591

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims8 (2012–2024)
Claims Outside the SFHA8 of 8
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Debby, Aug 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Suwannee Valley Electric Cooperative
Fiber		2,000 / 2,000
Uniti Group
DSL		100 / 20

May also be available: Verizon, Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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