13326 Arroya Vista Rd, Poway, CA 92064 Property Records

San Diego County property record for 13326 Arroya Vista Rd, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,982 sqft · built 1976
Lot Size	1.56 acres (67,954 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,500,000 (May 2025)
Tax Bill	$10,459 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2022 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`275-520-13-00`

Property Details

APN / Parcel Number

Primary APN	`275-520-13-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,982 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	67,954 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	13326 ARROYA VISTA RD
City	POWAY
State	CA
Zip	92064-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-C
Legal Description	LOT 76 ST CLSD ADJ& TR 006596
Legal Subdivision	GREEN VALLEY ESTATES
Legal Tract	006596
Legal Block	4
Legal Lot Number	76
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4000
Census Tract	17054

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13326 ARROYA VISTA RD, POWAY, CA 92064-2107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 18, 2019	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 11, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Sep 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Aug 24, 2018	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE
May 2, 2018	Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2025 · Amount on Record
Deed Sale	May 20, 2025 · Amount on Record
Prior Sale	Aug 24, 2018 · Amount on Record
Deed Document Number	2025133684
Prior Transfer Date	Jul 14, 1994
Prior Transfer Doc	0000515076
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13326 ARROYA VISTA RD, POWAY, CA 92064-2107
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13326 ARROYA VISTA RD, POWAY, CA 92064-2107

Mortgage

Document Number	0000053956
Date	Feb 26, 2026
Instrument	2026-0053956

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Mar 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	1-Year CMT
Max Rate	10.6%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13326 ARROYA VISTA RD, POWAY, CA 92064-2107
Transaction Type	Mortgage
Record Updated	Apr 7, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13326 ARROYA VISTA RD, POWAY, CA 92064-2107

Mortgage

Document Number	0000135042
Date	Mar 28, 2022
Instrument	2022-0135042

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13326 ARROYA VISTA RD, POWAY, CA 92064-2107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094705
Date	Mar 18, 2019
Instrument	2019-0094705

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 31, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13326 ARROYA VISTA RD, POWAY, CA 92064-2107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13326 ARROYA VISTA RD, POWAY, CA 92064-2107

Mortgage

Document Number	0000844893
Date	Dec 30, 2020
Instrument	2020-0844893

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13326 ARROYA VISTA RD, POWAY, CA 92064-2107
Document Number	0000263301
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13326 ARROYA VISTA RD POWAY CA 920642107, POWAY, CA 92064-2107

Mortgage

Document Number	0000263301
Date	May 26, 2020
Instrument	263301

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13326 ARROYA VISTA RD, POWAY, CA 92064-2107
Document Number	0000043672
Instrument Date	Sep 14, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13326 ARROYA VISTA RD POWAY CA 920642107, POWAY, CA 92064-2107

Mortgage

Document Number	0000043672
Date	Jan 28, 2020
Instrument	43672

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.25%

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2018
Property Address	13326 ARROYA VISTA RD, POWAY, CA 92064-2107
Document Number	0000348582
Instrument Date	Aug 14, 2018
Instrument	348582
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,193.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	13326 ARROYA VISTA RD POWAY CA 920642107, POWAY, CA 92064-2107

Mortgage

Document Number	348583
Date	Aug 24, 2018
Instrument	348583

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13326 ARROYA VISTA RD, POWAY, CA 92064-2107
Document Number	0000183600
Instrument Date	May 2, 2018
Transaction Type	Mortgage
Record Updated	May 15, 2018
Title Company	CALIFORNIA MEMBERS TITLE INSURANCE C

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13326 ARROYA VISTA RD POWAY CA 920642107, POWAY, CA 92064-2107

Mortgage

Document Number	0000183600
Date	May 8, 2018
Instrument	183600

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91209-9100

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,550,000 (+178.11%) Land $1,856,400 Building $693,600
2025	$10,459.00 (+4.89%)	$916,897 (+4.04%) Land $376,811 Building $540,086
2023	$9,971.00 (+1.67%)	$881,295 Land $362,180 Building $519,115
2022	$9,807.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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