13325 Cecil Ct, Spring Hill, FL 34609 Property Records

Hernando County property record for 13325 Cecil Ct, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,131 sqft · built 1989
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (May 2025)
Tax Bill	$5,782 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R03-223-18-2812-0000-0520`

Property Details

APN / Parcel Number

Primary APN	`R03-223-18-2812-0000-0520`
Alternative APNs	`01133124` `1133124`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,131 sqft Living Area
1st Floor Area	2,131 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Finished/Screened Porch
Porch Area	1,645 sqft
Deck Area	84 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01133124
Street Address	13325 CECIL CT
City	SPRING HILL
State	FL
Zip	34609-8937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE OAKS UNIT TWO LOT 52
Legal Range	18E
Legal Township	23S
Legal Section	03
Legal Subdivision	OAKS (THE) UNIT 2
Legal Lot Number	52
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1007
Census Tract	40909

Owner

13325 Cecil Ct is owned and occupied by an individual who bought it in May 2025.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	13325 CECIL CT, SPRING HILL, FL 34609-8937
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 23, 2022	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2025 · Amount on File
Deed Sale	May 16, 2025 · Amount on File
Prior Sale	Nov 23, 2022 · Amount on File
Deed Document Number	2025035100
Deed Book / Page	4562 / 1213
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	13325 CECIL CT, SPRING HILL, FL 34609-8937
Transaction Type	Mortgage
Record Updated	Feb 22, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13325 CECIL CT, SPRING HILL, FL 34609-8937

Mortgage

Document Number	0043891010
Date	Feb 1, 2024
Book Page	4389/1010
Instrument	2024007514

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Dec 1, 2052

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 23, 2022
Property Address	13325 CECIL CT, SPRING HILL, FL 34609-8937
Document Number	0042421443
Book / Page	4242 / 1443
Map Reference	MB 21 PG 17&18
Instrument Date	Nov 22, 2022
Instrument	2022083598
Transaction Type	Transfer
Record Updated	Dec 29, 2022
Title Company	SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3198 GARDENIA DR, HERNANDO BEACH, FL 34607-3523

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13325 CECIL CT, SPRING HILL, FL 34609-8937

Mortgage

Document Number	2022083601
Date	Nov 23, 2022
Instrument	2022083601

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 13325 Cecil Ct was $5,782.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,782.00	$405,044 Land $42,735 Building $362,309	$405,044 Land $42,735 Building $362,309
2023		$414,178 Land $65,303 Building $348,875
2022	$6,290.00		$414,178 Land $42,735 Building $371,443

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13325 Cecil Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13325 Cecil Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

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