13323 Luthman Rd, Minster, OH 45865 Property Records

Shelby County property record for 13323 Luthman Rd, Minster, OH 45865

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,952 sqft · built 2003
Lot Size	0.213 acres (9,278 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Aug 2021)
Tax Bill	$2,806 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-0432228.011`

Property Details

APN / Parcel Number

Primary APN	`32-0432228.011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,952 sqft Living Area
1st Floor Area	1,952 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	9,278 sqft (0.213 acres)
Lot Dimensions	160 ft deep x 59 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Patio Area	225 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	13323 LUTHMAN RD
City	MINSTER
State	OH
Zip	45865-9380
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 363 LORAMIE NORTH SHORE SUB 250-04-32-228-011PLAT V24 P32
Legal Subdivision	LORAMIE NORTH SHORE SUBDIVISION
Legal Lot Number	363
Jurisdiction	SHELBY OH
Township / Civil Division	MCLEAN
Census Block Group	1
Census Block	1007
Census Tract	971600

Owner

Source: Shelby County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13323 LUTHMAN RD, MINSTER, OH 45865-9380
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Line of Credit WESTERN OHIO MORTGAGE CORP
Aug 6, 2021	Warranty Deed, Transfer · Conventional Mortgage WESTERN OHIO MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2021 · Amount on Record
Deed Sale	Aug 6, 2021 · Amount on Record
Prior Sale	May 18, 2015 · Amount on Record
Deed Document Number	20215475
Deed Book / Page	2302 / 544
Prior Transfer Date	May 20, 2014
Prior Transfer Doc	001953/601
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	13323 LUTHMAN RD, MINSTER, OH 45865-9380
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02305/1532
Date	Nov 5, 2021
Book Page	2305/1532
Instrument	202107748

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company
Address	SIDNEY, OH 45365

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Aug 6, 2021
Property Address	13323 LUTHMAN RD, MINSTER, OH 45865-9380
Document Number	2302/544
Book / Page	2302 / 544
Instrument Date	Aug 3, 2021
Instrument	202100005475
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	13323 LUTHMAN RD, MINSTER, OH 45865-9380

Mortgage

Document Number	202100005476
Date	Aug 6, 2021
Instrument	202100005476

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	McLean Township
Unified School District	Minster Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,806.00 (-7.88%)	$92,090 (-) Land $7,060 Building $85,030
2024	$3,046.00 (+1.47%) Homeowner's exemption	$92,090 (-) Land $7,060 Building $85,030
2023	$3,002.00 (+20.22%) Homeowner's exemption	$92,090 (+27.06%) Land $7,060 Building $85,030	$263,130 (+27.07%) Land $20,180 Building $242,950
2022	$2,497.00 Homeowner's exemption	$72,480 Land $5,660 Building $66,820
2020			$207,080 Land $16,170 Building $190,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	15 (1996–2019)
Most Recent Claim	May 2019 · other causes
Claims by Event	Severe Storms And Flooding, Jul 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon, Wabash Communications.

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