13323 Elderberry Ln, Grass Valley, CA 95945 Property Records

Nevada County property record for 13323 Elderberry Ln, Grass Valley, CA 95945

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,580 sqft · built 1966
Lot Size	3.01 acres (131,551 sqft)
Owner	2 Individual Names on File
Last Sale	$449,000 (Jul 2005)
Tax Bill	$6,400 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`012-151-047-000`

Property Details

APN / Parcel Number

Primary APN	`012-151-047-000`
Alternative APN	`12-151-47-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,580 sqft Living Area
1st Floor Area	1,272 sqft
Basement Area	308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Traditional
Lot Area	131,551 sqft
Terrain	Combination
View / Lot	Average
Garage Type	Attached
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Patio Area	1,580 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating Fuel	Electric
Water Source	Well

Location & Zoning

Old Parcel Number	12-151-47-000
Street Address	13323 ELDERBERRY LN
City	GRASS VALLEY
State	CA
Zip	95945-9008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-3
Legal Description	PTN LOT 28 BUENA VISTA RANCH
Legal Subdivision	BUENA VISTA RANCH
Legal Lot Number	28
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	1
Census Block	1000
Census Tract	702

Owner

13323 Elderberry Ln is owned and occupied by two individuals who bought it in July 2005.

Source: Nevada County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13323 ELDERBERRY LN, GRASS VALLEY, CA 95945-9008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Oct 28, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Aug 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage NORTHERN SIERRA FINANCIAL SERVICES
Mar 29, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2005 · Amount on File
Deed Sale	Jul 29, 2005 · Amount on File
Prior Sale	Apr 30, 2003 · Amount on File
Deed Document Number	200529367
Prior Transfer Date	Jun 18, 1997
Prior Transfer Doc	0000018648
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	13323 ELDERBERRY LN, GRASS VALLEY, CA 95945-9008
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13323 ELDERBERRY LN, GRASS VALLEY, CA 95945-9008

Mortgage

Document Number	0000013488
Date	Sep 26, 2023
Instrument	20230013488

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	EL PASO, TX 79925

Agreement

Type	SBA Mortgage
Amount	Amount on Record

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	13323 ELDERBERRY LN, GRASS VALLEY, CA 95945-9008
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13323 ELDERBERRY LN, GRASS VALLEY, CA 95945-9008

Mortgage

Document Number	0000021102
Date	Oct 28, 2022
Instrument	20220021102

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	13323 ELDERBERRY LN, GRASS VALLEY, CA 95945-9008
Transaction Type	Mortgage
Record Updated	Feb 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13323 ELDERBERRY LN, GRASS VALLEY, CA 95945-9008

Mortgage

Document Number	0000001825
Date	Jan 25, 2022
Instrument	20220001825

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Aug 10, 2020
Property Address	13323 ELDERBERRY LN, GRASS VALLEY, CA 95945-9008
Document Number	0000019069
Map Reference	MB 1 PG 23
Instrument Date	Aug 1, 2020
Instrument	20200019069
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13323 ELDERBERRY LN, GRASS VALLEY, CA 95945-9008

Mortgage

Document Number	0000019070
Date	Aug 10, 2020
Instrument	20200019070

Lender

Name	NORTHERN SIERRA FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Mar 29, 2019
Property Address	13323 ELDERBERRY LN, GRASS VALLEY, CA 95945-9008
Document Number	0000005642
Map Reference	MB 1 PG 23
Instrument Date	Mar 21, 2019
Instrument	20190005642
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	TITLE SOURCE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13323 ELDERBERRY LN, GRASS VALLEY, CA 95945-9008

Mortgage

Document Number	0000005643
Date	Mar 29, 2019
Instrument	20190005643

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 13323 Elderberry Ln was $6,400 with a homeowner's exemption.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$586,800 (+1.98%) Land $203,800 Building $383,000
2025	$6,400.00 Homeowner's exemption	$575,400 Land $199,900 Building $375,500
2023	$6,424.00 (+2.65%) Homeowner's exemption	$581,020 Land $199,900 Building $381,120	$522,810
2022	$6,258.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13323 Elderberry Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13323 Elderberry Ln is very high, ranking above 94% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 81% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	1,000 / 1,000
SmarterBroadband Fixed Wireless	100 / 25

May also be available: Cal.net, T-Mobile, Verizon, Xfinity.

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