13322 Bellaria Cir, Windermere, FL 34786 Property Records

Orange County property record for 13322 Bellaria Cir, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 5,432 sqft · built 2014
Lot Size	0.759 acres (33,062 sqft)
Owner	Individual Name on File
Last Sale	$1,275,000 (Dec 2016)
Tax Bill	$29,748 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`11-23-27-0542-00-600`

Property Details

APN / Parcel Number

Primary APN	`11-23-27-0542-00-600`
Alternative APNs	`272311054200600` `138140` `138996` `140512`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	5,432 sqft Living Area
Gross Area	7,557 sqft
1st Floor Area	4,101 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	33,062 sqft (0.759 acres)
Garage Type	Attached
Garage Area	1,065 sqft
Parking Spaces	4 Parking Spaces
Porch	Finished/Open Porch
Porch Area	825 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13322 BELLARIA CIR
City	WINDERMERE
State	FL
Zip	34786-7401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CE-C
Legal Description	BELLARIA 60/81 LOT 60
Legal Range	27E
Legal Township	23S
Legal Section	11
Legal Subdivision	BELLARIA
Legal Tract	542
Legal Lot Number	60
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1039
Census Tract	17120

Owner

13322 Bellaria Cir is owned by an individual who acquired it in November 2023.

Source: Orange County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	6418 SHERMAN PEAK CT, CASTLE ROCK, CO 80108-9492
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
Mar 7, 2024	Intrafamily Transfer, Transfer FIRST INTERNATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2016 · Amount on File
Deed Sale	Dec 30, 2016 · Amount on File
Prior Sale	Jan 2, 2015 · Amount on File
Deed Document Number	2016674740
Last Transfer Date	Nov 13, 2023
Transfer Doc	0000135720
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13322 BELLARIA CIR, WINDERMERE, FL 34786-7401
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6418 SHERMAN PEAK CT, CASTLE PINES, CO 80108-9492

Mortgage

Document Number	0000602368
Date	Oct 16, 2025
Instrument	20250602368

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Mar 7, 2024
Property Address	13322 BELLARIA CIR, WINDERMERE, FL 34786-7401
Document Number	0000135720
Map Reference	MB 60 PG 81
Instrument Date	Nov 13, 2023
Instrument	20240135720
Transaction Type	Transfer
Record Updated	Mar 22, 2024
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6418 SHERMAN PEAK CT, CASTLE ROCK, CO 80108-9492

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6418 SHERMAN PEAK CT, CASTLE ROCK, CO 80108-9492

Tax Assessment & Valuation

The 2025 property tax bill for 13322 Bellaria Cir was $29,748, up 7.5% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,908,745 (+1%)	$1,932,710 (-1.29%) Land $350,000 Building $1,582,710
2025	$29,748.00 (+7.47%)	$1,735,223	$1,957,870 Land $350,000 Building $1,607,870
2024	$27,679.00 (+16.39%)
2023	$23,781.00 (+14.34%)	$1,640,327 (+21.35%) Land $350,000 Building $1,290,327	$1,640,327 (+21.35%) Land $350,000 Building $1,290,327
2022	$20,799.00	$1,351,688 Land $350,000 Building $1,001,688	$1,351,688 Land $350,000 Building $1,001,688

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13322 Bellaria Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13322 Bellaria Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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