Highlands County property record for 13321 Kendall St, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,284 sqft · built 2021 |
| Lot Size | 0.289 acres (12,597 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (May 2023) |
| Tax Bill | $2,368 (2024) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C-03-36-29-060-0400-0220 |
| Primary APN | C-03-36-29-060-0400-0220 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,284 sqft Living Area |
| Flooring | Cork |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 12,597 sqft (0.289 acres) |
| Lot Dimensions | 105 ft deep x 120 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 96 sqft |
| Driveway | Driveway |
| Driveway Area | 370 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 120 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 13321 KENDALL ST |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-6531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEBRING LAKES UNIT 3 |
| Legal Subdivision | SEBRING LAKES UNIT 3 |
| Legal Unit | 3 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | LAKE PLACID |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 961401 |
13321 Kendall St is owned and occupied by an individual who bought it in May 2023.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 13321 KENDALL ST, SEBRING, FL 33875-6531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2023 | Warranty Deed, Transfer · USDA Mortgage LEADER ONE FINANCIAL CORP |
| Jun 14, 2021 | Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2023 · Amount on File |
| Deed Sale | May 18, 2023 · Amount on File |
| Prior Sale | Jun 14, 2021 · Amount on File |
| Deed Document Number | 2151670 |
| Deed Book / Page | 2975 / 1640 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 18, 2023 |
| Property Address | 13321 KENDALL ST, SEBRING, FL 33875-6531 |
| Document Number | 0002151670 |
| Book / Page | 2975 / 1640 |
| Map Reference | MB 7 PG 11 |
| Instrument Date | May 9, 2023 |
| Instrument | 2151670 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3104 WEKIVA RD, TAVARES, FL 32778-4823 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 13321 KENDALL ST, SEBRING, FL 33875-6531 |
| Document Number | 0029751642 |
|---|---|
| Date | May 18, 2023 |
| Instrument | 2975/1642 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 14, 2021 |
| Property Address | 13321 KENDALL ST, SEBRING, FL 33875-6531 |
| Document Number | 0002038980 |
| Book / Page | 2830 / 293 |
| Map Reference | MB 7 PG 11 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2038980 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 3, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,154.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 N RIDGEWOOD DR, SEBRING, FL 33870-7202 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1573, SEBRING, FL 33871-1573 |
| Investor | Possibly a Property Investor |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $196,154 Land $12,000 Building $184,154 | $196,154 Land $12,000 Building $184,154 | |
| 2024 | $2,368.00 (+105.02%) | ||
| 2023 | $1,155.00 (+5.19%) Homeowner's exemption Disabled Person's exemption | $108,395 (+9.56%) | $214,019 (+44.18%) Land $7,200 Building $206,819 |
| 2022 | $1,098.00 Homeowner's exemption Disabled Person's exemption | $98,938 | $148,442 Land $5,400 Building $143,042 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 13321 Kendall St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (2017–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13321 Kendall St is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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