13320 Spruce Ct, Linden, MI 48451 Property Records

Genesee County property record for 13320 Spruce Ct, Linden, MI 48451

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,580 sqft · built 2002
Owner	Individual Name on File
Last Sale	$250,000 (Mar 2021)
Tax Bill	$4,742 (2025)
Deeds & Mortgages	Sep 2022 Sale Jul 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-17-651-012`

Property Details

APN / Parcel Number

Primary APN	`06-17-651-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,580 sqft Living Area
1st Floor Area	1,560 sqft
Basement Area	1,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Lot Width	1 ft Width
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13320 SPRUCE CT
City	LINDEN
State	MI
Zip	48451-8830
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-6
Legal Description	UNIT 12 HIDDEN RIDGE CONDO (02) FR 0617300013
Legal Subdivision	HIDDEN RIDGE CONDO
Legal Unit	12
Jurisdiction	GENESEE MI
Township / Civil Division	FENTON
Census Block Group	1
Census Block	1009
Census Tract	13110

Owner

13320 Spruce Ct, a condominium, is owned and occupied by an individual who acquired it in July 2021.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	13320 SPRUCE CT, LINDEN, MI 48451-8830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Warranty Deed, Transfer TITLE RESOURCE AGENCY
Jul 30, 2021	Intrafamily Transfer, Transfer
Mar 8, 2021	Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK
Sep 12, 2017	Deed of Trust, Mortgage · Line of Credit DORT FCU
Feb 17, 2021	Intrafamily Transfer, Transfer
Jan 7, 2017	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2021 · Amount on File
Deed Sale	Mar 8, 2021 · Amount on File
Prior Sale	Sep 30, 2009 · Amount on File
Deed Document Number	202115747
Last Transfer Date	Jul 13, 2021
Transfer Doc	0000064435
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 28, 2022
Property Address	13320 SPRUCE CT, LINDEN, MI 48451-8830
Document Number	0000063794
Map Reference	DOC 200107300074955
Instrument Date	Sep 22, 2022
Instrument	202209280063794
Transaction Type	Transfer
Record Updated	Oct 7, 2022
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount on Record
Tax	$2,332.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13320 SPRUCE CT, 13320, LINDEN, MI 48451-8830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2037 N LONG LAKE RD, DENHOFF, ND 58430

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Jul 30, 2021
Property Address	13320 SPRUCE CT, LINDEN, MI 48451-8830
Document Number	202107300064435
Map Reference	DOC 20010730074955
Instrument Date	Jul 13, 2021
Instrument	202107300064435
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13320 SPRUCE CT, LINDEN, MI 48451-8830

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Mar 8, 2021
Property Address	13320 SPRUCE CT, LINDEN, MI 48451-8830
Document Number	202103080015747
Map Reference	DOC 200107300074955
Instrument Date	Mar 1, 2021
Instrument	202103080015747
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	MICHIGAN FIRST TITLE AGNCYY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13320 SPRUCE CT, 13320, LINDEN, MI 48451-8830

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3408 ARBOR DR, FENTON, MI 48430-3126

Mortgage

Document Number	202103080015748
Date	Mar 8, 2021
Instrument	202103080015748

Lender

Name	THE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	13320 SPRUCE CT, LINDEN, MI 48451-8830
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059332
Date	Sep 12, 2017
Instrument	201709120059332

Lender

Name	DORT FCU
Type	Credit Union
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Feb 17, 2021
Property Address	13320 SPRUCE CT, LINDEN, MI 48451-8830
Document Number	202102170011111
Map Reference	DOC 200107300074955
Instrument Date	Dec 9, 2020
Instrument	202102170011111
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13320 SPRUCE CT, LINDEN, MI 48451-8830

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	13320 SPRUCE CT, LINDEN, MI 48451-8830
Document Number	0000003785
Instrument Date	Jan 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13320 SPRUCE CT #12 LINDEN MI 484518830, 12, LINDEN, MI 48451-8830

Mortgage

Document Number	0000003785
Date	Jan 23, 2017
Instrument	3785

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2047

Interest

Rate Type	Adjustable Rate
Rate	1.75%

Tax Assessment & Valuation

The 2025 property tax bill for 13320 Spruce Ct was $4,742 with a homeowner's exemption, up 1% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Fenton Charter Township
Unified School District	Linden Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,100 (+3.59%) Land $26,900 Building $120,200	$294,200 (+3.59%) Land $53,800 Building $240,400
2025	$4,742.00 (+0.98%) Homeowner's exemption	$142,000	$284,000
2024	$4,696.00
2023		$127,700	$255,400
2019	$2,354.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13320 Spruce Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13320 Spruce Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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