13320 Saint Clair Dr, Irwin, PA 15642 Property Records

Westmoreland County property record for 13320 Saint Clair Dr, Irwin, PA 15642

Property Summary

Property Type	Single Family Home
Lot Size	0.352 acres (15,353 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jun 2026)
Tax Bill	$2,283 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2021 Mortgage + 3 more
APN	`54-03-15-0-024`

Property Details

APN / Parcel Number

Primary APN	`54-03-15-0-024`
Alternative APN	`0540030150024`

Exterior

Lot Area	15,353 sqft (0.352 acres)
Lot Dimensions	280 ft deep x 54.7 ft wide

Location & Zoning

Street Address	13320 SAINT CLAIR DR
City	IRWIN
State	PA
Zip	15642-5108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 538 & HOUSE 54.74 X 280.475 X IR
Legal Subdivision	PENN WOODS PLA NO 5
Legal Lot Number	538
Jurisdiction	WESTMORELAND PA
Township / Civil Division	NORTH HUNTINGDON
Census Block Group	2
Census Block	2000
Census Tract	803301

Owner

Source: Westmoreland County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13320 SAINT CLAIR DR, IRWIN, PA 15642-5108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2026	Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION
Apr 21, 2021	Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL BANK & TRUST COMPANY
Mar 16, 2021	Deed, Transfer · Stand-Alone First Mortgage COMMERCIAL BANK & TRUST OF PA
Sep 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage PSE CU
Jan 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage PENNSYLVANIA ST EMP CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2026 · Amount on Record
Deed Sale	Jun 19, 2026 · Amount on Record
Prior Sale	Mar 16, 2021 · Amount on Record
Deed Document Number	202616484
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Jun 19, 2026
Property Address	13320 SAINT CLAIR DR, IRWIN, PA 15642-5108
Document Number	0000016484
Instrument Date	Jun 18, 2026
Instrument	202616484
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	PENN STAR LAND TRANSFER LLC, PENNLAW LAND TRANSFERS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13320 SAINT CLAIR DR, IRWIN, PA 15642-5108

Mortgage

Document Number	0000016485,
Date	Jun 19, 2026
Instrument	20261916485

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	CIRCLE PENNS WOODS PL-5, PL-5, IRWIN, PA 15642
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016023
Date	Apr 21, 2021
Instrument	202104210016023

Lender

Name	COMMERCIAL BANK & TRUST COMPANY
Type	Bank
Address	WEST NEWTON, PA 15089

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Mar 16, 2021
Property Address	CIRCLE PENNS WOODS PL-5, PL-5, IRWIN, PA 15642
Document Number	0000010375
Map Reference	VOL 538 PG 30
Instrument Date	Mar 12, 2021
Instrument	202103160010375
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13320 SAINT CLAIR DR, IRWIN, PA 15642-5108

Mortgage

Document Number	0000010376
Date	Mar 16, 2021
Instrument	202103160010376

Lender

Name	COMMERCIAL BANK & TRUST OF PA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	CIRCLE PENNS WOODS PL-5, PL-5, IRWIN, PA 15642
Document Number	0000029920
Instrument Date	Sep 7, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13320 SAINT CLAIR DR NORTH HUNTINGDON PA 156425108, NORTH HUNTINGDON, PA 15642-5108

Mortgage

Document Number	0000029920
Date	Oct 2, 2019
Instrument	29920

Lender

Name	PSE CU
Type	Credit Union
Address	HARRISBURG, PA 17106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2029

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	CIRCLE PENNS WOODS PL-5, PL-5, IRWIN, PA 15642
Document Number	0000006173
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Mar 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13320 SAINT CLAIR DR NORTH HUNTINGDON PA 156425108, NORTH HUNTINGDON, PA 15642-5108

Mortgage

Document Number	0000006173
Date	Feb 23, 2017
Instrument	6173

Lender

Name	PENNSYLVANIA ST EMP CU
Type	Credit Union
Address	HARRISBURG, PA 17106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 22, 2022

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
County Subdivision	North Huntingdon Township
Unified School District	Norwin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,283.00 (+2.56%)	$16,330 (-) Land $4,360 Building $11,970
2025	$2,226.00 (+8.37%)		$16,330 (-) Land $4,360 Building $11,970
2024	$2,054.00	$16,330 Land $4,360 Building $11,970
1972			$16,330 Land $4,360 Building $11,970

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAWC YOUGH PLANT serves 133,000 people · EPA ID PA5260036
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2022 Treatment failure resolved · Aug 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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