13320 Garner Ln, Chico, CA 95973 Property Records

Butte County property record for 13320 Garner Ln, Chico, CA 95973

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	15,048 sqft · built 2023
Lot Size	1.64 acres (71,438 sqft)
Owner	Company Name on Record
Tax Bill	$44,590 (2025)
Deeds & Mortgages	Dec 2022 Transfer Jun 2021 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`006-400-082-000`

Property Details

APN / Parcel Number

Primary APN	`006-400-082-000`

Interior

Stories	1 Story
Building Area	15,048 sqft Total Area

Exterior

Year Built	Built 2023
Lot Area	71,438 sqft (1.64 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	13320 GARNER LN
City	CHICO
State	CA
Zip	95973-9290
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	13320 GARNER LN
Legal Subdivision	COUNTY/BUTTE
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1052
Census Tract	1400

Owner

Source: Butte County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 7468, CHICO, CA 95927-7468
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 4, 2021	Grant Deed, Transfer
May 1, 2020	Deed of Trust, Mortgage BMO HARRIS BK NA
Apr 27, 2018	Grant Deed, Transfer · Conventional Mortgage GROSSMAN FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2021
Deed Sale	Jun 4, 2021
Deed Document Number	0000025458
Last Transfer Date	Dec 28, 2022
Transfer Doc	0000040223
Record Updated	Jun 8, 2026

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Dec 28, 2022
Property Address	13320 GARNER LN, CHICO, CA 95973-9290
Document Number	0000040223
Instrument Date	Dec 13, 2022
Instrument	2022-0040223
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2520 COHASSET RD, CHICO, CA 95973-1307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1720 N 1ST ST, SAN JOSE, CA 95112-4508

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jun 4, 2021
Property Address	13320 GARNER LN, CHICO, CA 95973-9290
Document Number	0000025458
Map Reference	DOC 2021-0017944
Instrument Date	May 27, 2021
Instrument	2021-0025458
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3420, CHICO, CA 95927-3420
Investor	Possibly a Property Investor

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	13320 GARNER LN, CHICO, CA 95973-9290
Document Number	0000020804
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2520 COHASSET RD CHICO CA 959731307, CHICO, CA 95973-1307

Mortgage

Document Number	0000020804
Date	May 27, 2020
Instrument	20804

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	111 W MONROE ST, CHICAGO, IL 60603-4096

Agreement

Amount	Amount Recorded

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Apr 27, 2018
Property Address	13320 GARNER LN, CHICO, CA 95973-9290
Document Number	0000014203
Instrument Date	Apr 5, 2018
Instrument	14203
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$567.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	ESPLANADE & GARNER LN CHICO CA 95973, CHICO, CA 95973
Investor	Possibly a Property Investor

Mortgage

Document Number	14204
Date	Apr 27, 2018
Instrument	14204

Lender

Name	GROSSMAN FAMILY TRUST (PT)
Address	1075 E 20TH ST, CHICO, CA 95928-6722

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Butte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$44,590.00 (+209.27%)	$3,634,471 (+181.21%) Land $455,131 Building $3,179,340
2023	$14,418.00 (+201%)	$1,292,458 Land $437,458 Building $855,000
2022	$4,790.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	15 (1993–2025)
Claims Outside the SFHA	6 of 15
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Dec 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, unWired Broadband.

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