1332 W 109th St, Chicago, IL 60643 Property Records

Cook County property record for 1332 W 109th St, Chicago, IL 60643

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 3 ba · 4,980 sqft · built 2004
Lot Size	0.086 acres (3,750 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Mar 2024)
Tax Bill	$4,653 (2023)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2024 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-17-313-030`

Property Details

APN / Parcel Number

Primary APN	`25-17-313-030`
Alternative APN	`25-17-313-030-0000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,980 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	3,750 sqft (0.086 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1332 W 109TH ST
City	CHICAGO
State	IL
Zip	60643-3605
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RT-4
Legal Range	14E
Legal Township	37N
Legal Section	17
Legal Subdivision	WELLS
Legal Block	7
Legal Lot Number	30,31
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3012
Census Tract	750100

Owner

1332 W 109th St, a residential property, is owned by an individual who bought it in March 2024.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1822 W 108TH PL, CHICAGO, IL 60643-3332
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Mar 6, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD ASSISTANCE CORP OF AMERICA
Mar 6, 2024	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2024 · Amount on File
Deed Sale	Mar 6, 2024 · Amount on File
Prior Sale	Nov 22, 2016 · Amount on File
Deed Document Number	202422098
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1332 W 109TH ST, CHICAGO, IL 60643-3605
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1330 W 109TH ST, CHICAGO, IL 60643-3640

Mortgage

Document Number	0027449082
Date	Oct 1, 2021
Instrument	2127449082

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	302 Months
Due	Dec 1, 2046

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1332 W 109TH ST, CHICAGO, IL 60643
Transaction Type	Mortgage
Record Updated	Apr 9, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006622100
Date	Mar 6, 2024
Instrument	2406622100

Lender

Name	NEIGHBORHOOD ASSISTANCE CORP OF AMERICA
Type	Mortgage Company
Address	ROXBURY, MA 02119

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 6, 2024
Property Address	1332 W 109TH ST, CHICAGO, IL 60643-3605
Document Number	0006622098
Instrument Date	Feb 12, 2024
Instrument	2406622098
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1330 W 109TH ST, CHICAGO, IL 60643-3640

Mortgage

Document Number	0006622099
Date	Mar 6, 2024
Instrument	2406622099

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,000 Land $2,250 Building $32,750	$350,000 Land $22,500 Building $327,500
2023	$4,653.00 (+2.53%)
2022	$4,538.00 (+2.3%)	$21,999 (-) Land $2,437 Building $19,562	$219,990 (-) Land $24,370 Building $195,620
2021	$4,436.00	$21,999 Land $2,437 Building $19,562	$219,990 Land $24,370 Building $195,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1332 W 109th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1332 W 109th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Verizon.

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