1332 Vernon Ave, Beloit, WI 53511 Property Records

Rock County property record for 1332 Vernon Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 485 sqft · built 1949
Lot Size	0.142 acres (6,186 sqft)
Owner	Individual Name on Record
Tax Bill	$955 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Aug 2005 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206 13440730`

Property Details

APN / Parcel Number

Primary APN	`206 13440730`
Alternative APN	`13440730`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	485 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Metal
Construction Type	Frame
Lot Area	6,186 sqft (0.142 acres)

Location & Zoning

Account Number	206 13440730
Street Address	1332 VERNON AVE
City	BELOIT
State	WI
Zip	53511-5962
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 20 B 1 HARPERS SUB BEING PART OF BLKS 6 AND 7 WILLARD AND GOODHUES ADD
Legal Subdivision	WILLARD AND GOODHUES ADD
Legal Block	6-7
Legal Lot Number	20
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	4
Census Block	4016
Census Tract	1600

Owner

Source: Rock County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7703 W WIND LAKE RD, WATERFORD, WI 53185-2255
Owner Type	Individual
Vesting	Also Known As (AKA)

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2019	Deed of Trust, Mortgage · ARM SUMMIT CU
Aug 16, 2005	Deed of Trust, Mortgage · Line of Credit BLACKHAWK COMMUNITY CU
Aug 16, 2005	Deed of Trust, Mortgage · ARM BLACKHAWK COMMUNITY CU
Dec 26, 2019	Deed of Trust, Mortgage · ARM SUMMIT CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1332 VERNON AVE, BELOIT, WI 53511-5962
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002144334
Date	Dec 26, 2019
Instrument	2144334

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	3.13%
Max Rate At Change	6.38%
Index	1-Year CMT

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1332 VERNON AVE, BELOIT, WI 53511-5962
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001718733
Date	Aug 16, 2005
Instrument	1718733

Lender

Name	BLACKHAWK COMMUNITY CU
Type	Credit Union
Address	JANESVILLE, WI 53547

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 15, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1332 VERNON AVE, BELOIT, WI 53511-5962
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001718730
Date	Aug 16, 2005
Instrument	1718730

Lender

Name	BLACKHAWK COMMUNITY CU
Type	Credit Union
Address	JANESVILLE, WI 53547

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Sep 1, 2008
Change Frequency	3 Years
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	3-Year TN
Max Rate	11.2%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1332 VERNON AVE, BELOIT, WI 53511-5962
Transaction Type	Mortgage
Record Updated	Jan 15, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2144334
Date	Dec 26, 2019
Instrument	2144334

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	3.13%
Max Rate At Change	6.38%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$955.00 (+26.32%)	$60,000 (+21.7%) Land $12,800 Building $47,200	$65,900 (+17.47%)
2023	$756.00	$49,300 Land $12,800 Building $36,500	$56,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: LiteWire.

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