1332 Ridge Rd, Franklin, NC 28734 Property Records

Macon County property record for 1332 Ridge Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,092 sqft · built 1980
Lot Size	0.48 acres (20,909 sqft)
Owner	Company Name on File
Last Sale	$84,000 (Feb 2020)
Tax Bill	$852 (2026)
Deeds & Mortgages	Feb 2020 Sale Dec 2019 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6596410613`

Property Details

APN / Parcel Number

Primary APN	`6596410613`
Alternative APNs	`0104546` `135553`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,092 sqft Heated Area
1st Floor Area	1,092 sqft
Basement Area	546 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Terrain	Rolling
Porch	Patio
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	135553
Street Address	1332 RIDGE RD
City	FRANKLIN
State	NC
Zip	28734-6607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 21B BLK B RIVERBEND EST
Legal Subdivision	RIVERBEND ESTATES
Legal Block	B
Legal Lot Number	21B
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1028
Census Tract	970303

Owner

1332 Ridge Rd is owned by a company that bought it in February 2020.

Source: Macon County records, as of October 6, 2026

Owner of Record	Company Name on File
Mailing Address	119 N SALISBURY ST, RALEIGH, NC 27603-1739
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2020	Warranty Deed, Transfer
Dec 23, 2019	Trustee's Deed, Foreclosure
Oct 5, 2017	Warranty Deed, Transfer · ARM LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2020 · Amount on File
Deed Sale	Feb 11, 2020 · Amount on File
Prior Sale	Dec 23, 2019 · Amount on File
Deed Document Number	2020927
Deed Book / Page	39 / 1817
Prior Transfer Date	Dec 18, 2019
Prior Transfer Doc	00Q39/1304
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Feb 11, 2020
Property Address	1332 RIDGE RD, FRANKLIN, NC 28734-6607
Document Number	00S39/1817
Book / Page	S-39 / 1817
Instrument Date	Feb 4, 2020
Instrument	2020000927
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Tax	$168.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 25279, RALEIGH, NC 27611-5279

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 N SALISBURY ST, RALEIGH, NC 27603-1739
Investor	Possibly a Property Investor

December 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MACON NC
Recording Date	Dec 23, 2019
Property Address	1332 RIDGE RD, FRANKLIN, NC 28734-6607
Document Number	00Q39/1304
Book / Page	Q-39 / 1304
Instrument Date	Dec 18, 2019
Instrument	2019008982
Transaction Type	Foreclosure
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Tax	$294.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 25279, RALEIGH, NC 27611-5279

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Oct 5, 2017
Property Address	1332 RIDGE RD, FRANKLIN, NC 28734-6607
Document Number	00F38/0176
Book / Page	F-38 / 0176
Map Reference	MB Q-37 PG 112
Instrument Date	Oct 2, 2017
Instrument	2017006795
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1332 RIDGE RD, FRANKLIN, NC 28734-6607

Mortgage

Document Number	00F38/0178
Date	Oct 5, 2017
Book Page	F-38/0178
Instrument	2017006796

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

The 2026 property tax bill for 1332 Ridge Rd was $852.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$852.00	$215,530 Land $26,320 Building $189,210	$215,530 Land $26,320 Building $189,210
2025	$852.00
2023	$802.00	$215,530 Land $26,320 Building $189,210	$215,530 Land $26,320 Building $189,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1332 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1332 Ridge Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERITAGE HILLS private · serves 74 people · EPA ID NC0157150
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Verizon.

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