Harford County property record for 1332 Germander Dr, Belcamp, MD 21017
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,140 sqft · built 1993 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,308 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Feb 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-251147 |
| Primary APN | 01-251147 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,140 sqft Total Area |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,500 sqft (0.057 acres) |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 251147 |
|---|---|
| Street Address | 1332 GERMANDER DR |
| City | BELCAMP |
| State | MD |
| Zip | 21017-1662 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R4 |
| Legal Description | LOT 258 2500 SF 1332 GERMANDER DRIVE RIVERSIDE S3J PT 74/74 |
| Legal Subdivision | RIVERSIDE |
| Legal Lot Number | 258 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 301704 |
1332 Germander Dr, a townhouse, is owned and occupied by two individuals who acquired it in June 2025.
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1332 GERMANDER DR, BELCAMP, MD 21017-1662 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 3, 2022 | Intrafamily Transfer, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Nov 19, 2021 | Intrafamily Transfer, Transfer · VA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC |
| Apr 9, 2019 | Quit Claim Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP |
| Aug 1, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2025 |
| Deed Sale | Jun 20, 2025 |
| Prior Sale | Nov 19, 2021 |
| Deed Book / Page | 16706 / 285 |
| Prior Transfer Date | May 20, 2025 |
| Prior Transfer Doc | 0167060285 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1332 GERMANDER DR, BELCAMP, MD 21017-1662 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1332 GERMANDER DR, BELCAMP, MD 21017-1662 |
| Document Number | 0170060294 |
|---|---|
| Date | Feb 19, 2026 |
| Book Page | 17006/294 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 3, 2022 |
| Property Address | 1332 GERMANDER DR, BELCAMP, MD 21017-1662 |
| Document Number | 0153470031 |
| Book / Page | 15347 / 31 |
| Map Reference | MB 74 PG 74 |
| Instrument Date | Dec 21, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1332 GERMANDER DR, BELCAMP, MD 21017-1662 |
| Document Number | 0001534736 |
|---|---|
| Date | Feb 3, 2022 |
| Instrument | 15347/36 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 19, 2021 |
| Property Address | 1332 GERMANDER DR, BELCAMP, MD 21017-1662 |
| Document Number | 0151950099 |
| Book / Page | 15195 / 99 |
| Map Reference | MB CGH74 FO 74 |
| Instrument Date | Mar 8, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | WFG LENDER SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1332 GERMANDER DR, BELCAMP, MD 21017-1662 |
| Document Number | 0015195102 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 15195/102 |
| Name | LAKEVIEW COMMUNITY CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 9, 2019 |
| Property Address | 1332 GERMANDER DR, BELCAMP, MD 21017-1662 |
| Document Number | 0132180401 |
| Book / Page | 13218 / 0401 |
| Map Reference | MB CGH 74 FO 74 |
| Instrument Date | Feb 8, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 CITIZENS DR, 1, RIVERSIDE, RI 02915-3026 |
| Name | Verified Name |
|---|---|
| Address | 3637 WOODSDALE RD, ABINGDON, MD 21009-2192 |
| Document Number | 0013218408 |
|---|---|
| Date | Apr 9, 2019 |
| Instrument | 13218/408 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 1, 2018 |
| Property Address | 1332 GERMANDER DR, BELCAMP, MD 21017-1662 |
| Document Number | 0129220321 |
| Book / Page | 012922 / 000321 |
| Instrument Date | May 17, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $102.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 1332 GERMANDER DR BELCAMP MD 210171662, BELCAMP, MD 21017-1662 |
The 2026 property tax bill for 1332 Germander Dr was $2,308 with a homeowner's exemption, up 16.5% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,308.00 (+16.51%) Homeowner's exemption | $211,800 (+7.62%) Land $45,500 Building $166,300 | $211,800 (-) Land $45,500 Building $166,300 |
| 2025 | $1,981.00 Homeowner's exemption | $196,800 | $211,800 Land $45,500 Building $166,300 |
| 2023 | $166,800 Land $45,500 Building $121,300 | $166,800 Land $45,500 Building $121,300 | |
| 2022 | $1,792.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1332 Germander Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1332 Germander Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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