1332 Cloverdale Dr, Hixson, TN 37343 Property Records

Hamilton County property record for 1332 Cloverdale Dr, Hixson, TN 37343

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,832 sqft · built 1960
Lot Size	0.408 acres (17,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,000 (Oct 2019)
Tax Bill	$1,347 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`109E J 037`

Property Details

APN / Parcel Number

Primary APN	`109E J 037`
Alternative APN	`0000034400`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,832 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,800 sqft (0.408 acres)
Lot Dimensions	150 ft deep x 118 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000034400
Street Address	1332 CLOVERDALE DR
City	HIXSON
State	TN
Zip	37343-4407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 125 CLOVERDALE HILLS PB 20 PG 93
Legal Subdivision	CLOVERDALE HILLS
Legal Lot Number	125
Jurisdiction	HAMILTON TN
Township / Civil Division	3
Census Block Group	2
Census Block	2012
Census Tract	10433

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1332 CLOVERDALE DR, HIXSON, TN 37343-4407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2019 · Amount on Record
Deed Sale	Oct 1, 2019 · Amount on Record
Deed Document Number	2019100100158
Deed Book / Page	11775 / 499
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 1, 2019
Property Address	1332 CLOVERDALE DR, HIXSON, TN 37343-4407
Document Number	1001000158
Book / Page	011775 / 000499
Instrument Date	Sep 30, 2019
Instrument	191001000158
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$691.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1332 CLOVERDALE DR HIXSON TN 373434407, HIXSON, TN 37343-4407

Mortgage

Document Number	1001000159
Date	Oct 1, 2019
Book Page	011775/000501
Instrument	191001000159

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,347.00 (+48.02%)	$88,900 (+118.56%)	$355,600 (+118.56%) Land $75,000 Building $280,600
2024	$910.00	$40,675 (-)	$162,700 (-) Land $40,000 Building $122,700
2023	$910.00	$40,675 (-)	$162,700 (-) Land $40,000 Building $122,700
2022	$910.00	$40,675	$162,700 Land $40,000 Building $122,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20