13318 Talc St, Lathrop, CA 95330 Property Records

San Joaquin County property record for 13318 Talc St, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,572 sqft · built 2003
Lot Size	0.138 acres (6,025 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Apr 2008)
Tax Bill	$6,595 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2018 Loan Modification
Flood Zone	Zone X (reduced by levee)
APN	`196-690-100-000`

Property Details

APN / Parcel Number

Primary APN	`196-690-100-000`
Alternative APN	`196-690-10`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,572 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,025 sqft (0.138 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	196-690-10
Street Address	13318 TALC ST
City	LATHROP
State	CA
Zip	95330-9212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEBRIDGE 07 LOT 10
Legal Subdivision	STONEBRIDGE
Legal Block	2
Legal Lot Number	10
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	2
Census Block	2010
Census Tract	5127

Owner

13318 Talc St is owned and occupied by two individuals who bought it in April 2008.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13318 TALC ST, LATHROP, CA 95330-9212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 4, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2008 · Amount on File
Deed Sale	Apr 10, 2008 · Amount on File
Prior Sale	Aug 29, 2007 · Amount on File
Deed Document Number	200856989
Prior Transfer Date	Aug 22, 2007
Prior Transfer Doc	0000153910
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	13318 TALC ST, LATHROP, CA 95330-9212
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13318 TALC ST, LATHROP, CA 95330-9212

Mortgage

Document Number	0000170426
Date	Dec 7, 2020
Instrument	2020-170426

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN JOAQUIN CA
Property Address	13318 TALC ST, LATHROP, CA 95330-9212
Document Number	0000046435
Instrument Date	Apr 4, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13318 TALC ST LATHROP CA 953309212, LATHROP, CA 95330-9212

Mortgage

Document Number	0000046435
Date	Apr 27, 2018
Instrument	46435

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2048

Interest

Rate	4.12%

Tax Assessment & Valuation

The 2026 property tax bill for 13318 Talc St was $6,595 with a homeowner's exemption, up 1.8% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,595.00 (+1.79%)
2025	$6,479.00 Homeowner's exemption	$413,739 Land $123,463 Building $290,276
2023	$6,083.00 (+2.3%) Homeowner's exemption	$397,675 Land $118,670 Building $279,005	$524,430
2022	$5,946.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13318 Talc St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13318 Talc St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Matrix Broadband, unWired Broadband, Verizon.

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