13318 Scotsman Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 13318 Scotsman Rd, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,381 sqft · built 1972
Lot Size	0.354 acres (15,401 sqft)
Owner	2 Individual Names on Record
Last Sale	$960,000 (Jul 2026)
Tax Bill	$4,761 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2019 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`397-090-39-00`

Property Details

APN / Parcel Number

Primary APN	`397-090-39-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,381 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,401 sqft (0.354 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	13318 SCOTSMAN RD
City	LAKESIDE
State	CA
Zip	92040-4726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 2 LOT 2 POR TR 000737
Legal Subdivision	LAKE VIEW COUNTRY CLUB VILLAGE
Legal Tract	000737
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	16811

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13318 SCOTSMAN RD, LAKESIDE, CA 92040-4726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
Sep 24, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SAN DIEGO FIREFIGHTERS FCU
Jun 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 30, 2020	Quit Claim Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2026 · Amount on Record
Deed Sale	Jul 10, 2026 · Amount on Record
Prior Sale	Oct 20, 1997 · Amount on Record
Deed Document Number	2026197605
Prior Transfer Date	Jun 9, 2020
Prior Transfer Doc	0000341208
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 10, 2026
Property Address	13318 SCOTSMAN RD, LAKESIDE, CA 92040-4726
Document Number	0000197605
Instrument Date	Jun 12, 2026
Instrument	2026197605
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106,656.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13318 SCOTSMAN RD, LAKESIDE, CA 92040-4726

Mortgage

Document Number	0000197606,
Date	Jul 10, 2026
Instrument	2026197606

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13318 SCOTSMAN RD, LAKESIDE, CA 92040-4726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000418808
Date	Sep 24, 2019
Instrument	2019-0418808

Lender

Name	SAN DIEGO FIREFIGHTERS FCU
Type	Credit Union
Address	SAN DIEGO, CA 92124

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2020
Property Address	13318 SCOTSMAN RD, LAKESIDE, CA 92040-4726
Document Number	0000341210
Instrument Date	Jun 9, 2020
Instrument	341210
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	13318 SCOTSMAN RD LAKESIDE CA 920404726, LAKESIDE, CA 92040-4726

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2020
Property Address	13318 SCOTSMAN RD, LAKESIDE, CA 92040-4726
Document Number	0000341208
Instrument Date	Jun 9, 2020
Instrument	341208
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13318 SCOTSMAN RD LAKESIDE CA 920404726, LAKESIDE, CA 92040-4726

Mortgage

Document Number	341209
Date	Jun 30, 2020
Instrument	341209

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 29, 2035

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$345,249 (+2%) Land $122,134 Building $223,115
2025	$4,761.00 (+7.45%) Homeowner's exemption	$338,481 (+4.04%) Land $119,740 Building $218,741
2023	$4,431.00 (+2.12%) Homeowner's exemption	$325,340 Land $115,092 Building $210,248
2022	$4,339.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Wyyerd Connect.

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