13315 Misti Loop, Lakeland, FL 33809 Property Records

Polk County property record for 13315 Misti Loop, Lakeland, FL 33809

Property Summary

Property TypeMobile Home
Details1,512 sqft · built 1992
Lot Size5.2 acres (226,874 sqft)
OwnerIndividual Name on File
Last Sale$67,512 (Apr 2017)
Tax Bill$411 (2025)
Deeds & MortgagesApr 2026 Mortgage
May 2018 Line of Credit
+ 1 more
Flood ZoneZone A (high risk)
APN23-26-01-000350-000380

Property Details

APN / Parcel Number

Primary APN23-26-01-000350-000380
Alternative APNs
  • 012623000350000380
  • 12623000

Interior

Building Area1,512 sqft Living Area
1st Floor Area1,512 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleMobile Home
Lot Area226,874 sqft
View / LotCommercial/Industrial
Garage TypeCarport
CarportCarport
Shed1 Shed

Location & Zoning

Street Address13315 MISTI LOOP
CityLAKELAND
StateFL
Zip33809-9705
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionROBSON ACRES PB 79 PG 36 LYING AND BEING IN A PORTION OF SECTIONS 1 & 12 T26 R23 LOT 38
Legal Range23E
Legal Township26S
Legal Section01
Legal SubdivisionROBSON ACRES
Legal Tract350
Legal Block1
Legal Lot Number38
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1000
Census Tract12307

Owner

Source: Polk County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address13315 MISTI LOOP, LAKELAND, FL 33809-9705
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 15, 2018Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Apr 10, 2017Grant Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 10, 2017 · Amount on Record
Deed SaleApr 10, 2017 · Amount on Record
Prior SaleMar 1, 2017 · Amount on Record
Deed Document Number201767983
Deed Book / Page10114 / 2039
Prior Transfer DateNov 17, 2014
Prior Transfer Doc0000200281
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Recording DateApr 23, 2026
Property Address13315 MISTI LOOP, LAKELAND, FL 33809-9705
Document Number0000096409
Book / Page13969 / 16
Instrument DateApr 16, 2026
Instrument202696409
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address13315 MISTI LOOP, LAKELAND, FL 33809-9705

Mortgage

Document Number0000096409,
DateApr 23, 2026
Book Page13969/16
Instrument202696409
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address13315 MISTI LOOP, LAKELAND, FL 33809-9705
Document Number0104962208
Instrument DateMay 15, 2018
Transaction TypeMortgage
Record UpdatedJun 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13315 MISTI LOOP LAKELAND FL 338099705, LAKELAND, FL 33809-9705

Mortgage

Document Number0104962208
DateMay 25, 2018
Book Page010496/002208
Instrument112518
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 24, 2028
Interest
Rate TypeAdjustable Rate

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateApr 10, 2017
Property Address13315 MISTI LOOP, LAKELAND, FL 33809-9705
Document Number0101142039
Book / Page010114 / 002039
Instrument DateMar 2, 2017
Instrument67983
Transaction TypeTransfer
Record UpdatedJun 16, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$472.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13315 MISTI LOOP LAKELAND FL 338099705, LAKELAND, FL 33809-9705

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$411.00 (-60.33%) Homeowner's exemption$66,756 (+5.99%)$127,786 (+1.16%) Land $51,304 Building $76,482
2024$1,036.00 (+16.8%)
2023$887.00 (-11.74%) Homeowner's exemption$62,985 (+3%)$126,321 (+15.72%) Land $49,904 Building $76,417
2022$1,005.00 Homeowner's exemption$61,150$109,160 Land $37,904 Building $71,256

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 65% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000

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