Culpeper County property record for 13314 Gray St, Culpeper, VA 22701
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2,260 sqft · built 2022 |
| Lot Size | 1.44 acres (62,726 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,061 (2025) |
| Deeds & Mortgages | Nov 2023 Refinance Aug 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-94 |
| Primary APN | 29-94 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,260 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 62,726 sqft (1.44 acres) |
| Porch | Porch |
| Porch Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Water Source | Well |
| Account Number | 9800 |
|---|---|
| Street Address | 13314 GRAY ST |
| City | CULPEPER |
| State | VA |
| Zip | 22701-5781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | NORMAN FINCHAM ADD 39, 40, 41 PARCEL A |
| Legal Subdivision | NORMAN FINCHAM ADDITION |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | SALEM |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 930202 |
Source: Culpeper County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13314 GRAY ST, CULPEPER, VA 22701-5781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2023 | Intrafamily Transfer, Transfer · Stand-Alone Refinance SUN WEST MORTGAGE COMPANY INC |
| Aug 1, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Mar 9, 2022 | Gift Deed, Transfer · Construction Mortgage BLUE RIDGE BANK NA |
| Nov 17, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2023 |
| Deed Sale | Nov 20, 2023 |
| Deed Document Number | 20234719 |
| Prior Transfer Date | Nov 9, 2023 |
| Prior Transfer Doc | 0000004719 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Nov 20, 2023 |
| Property Address | 13314 GRAY ST, CULPEPER, VA 22701-5781 |
| Document Number | 0230004719 |
| Instrument Date | Nov 9, 2023 |
| Instrument | 230004719 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13314 GRAY ST, CULPEPER, VA 22701-5781 |
| Investor | Possibly a Property Investor |
| Document Number | 0230004720 |
|---|---|
| Date | Nov 20, 2023 |
| Instrument | 230004720 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | Dec 1, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Aug 1, 2022 |
| Property Address | 13314 GRAY ST, CULPEPER, VA 22701-5781 |
| Document Number | 0220004778 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 220004778 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 14, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13314 GRAY ST, CULPEPER, VA 22701-5781 |
| Document Number | 0220004779 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | 220004779 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Mar 9, 2022 |
| Property Address | 13314 GRAY ST, CULPEPER, VA 22701-5781 |
| Document Number | 0220001746 |
| Instrument Date | Mar 8, 2022 |
| Instrument | 220001746 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9339 MOUNTAIN RUN LAKE RD, CULPEPER, VA 22701-7354 |
| Document Number | 0220001747 |
|---|---|
| Date | Mar 9, 2022 |
| Instrument | 220001747 |
| Name | BLUE RIDGE BANK NA |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Nov 17, 2021 |
| Property Address | 13314 GRAY ST, CULPEPER, VA 22701-5781 |
| Document Number | 210009930 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 210009930 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9339 MOUNTAIN RUN LAKE RD, CULPEPER, VA 22701-7354 |
Source: Culpeper County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Unified School District | Culpeper County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,061.00 (+0.05%) | $479,200 (+11.03%) Land $118,700 Building $360,500 | $479,200 (+11.03%) Land $118,700 Building $360,500 |
| 2024 | $2,060.00 (+3.78%) | ||
| 2023 | $1,985.00 | $431,600 Land $88,700 Building $342,900 | $431,600 Land $88,700 Building $342,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1987–1996) |
| Most Recent Claim | Sep 1996 · Hurricane Fran And Associated Severe Storm Cond |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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