Montgomery County property record for 13312 Kara Ln, Silver Spring, MD 20904
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,275 sqft · built 1965 |
| Lot Size | 0.223 acres (9,720 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $659,000 (Jul 2022) |
| Tax Bill | $6,767 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Dec 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00331607 |
| Primary APN | 05-00331607 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,275 sqft Living Area |
| Gross Area | 2,695 sqft |
| 1st Floor Area | 1,300 sqft |
| Basement Area | 975 sqft |
| Finished Basement | 975 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,720 sqft (0.223 acres) |
| Garage Type | Attached |
| Garage Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00331607 |
|---|---|
| Street Address | 13312 KARA LN |
| City | SILVER SPRING |
| State | MD |
| Zip | 20904-3425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | CAROLE ACRES |
| Legal Subdivision | CAROLE ACRES |
| Legal Block | EYE |
| Legal Lot Number | 10 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 701503 |
Source: Montgomery County records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13312 KARA LN, SILVER SPRING, MD 20904-3425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2022 | Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Dec 3, 2018 | Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| May 22, 2018 | Grant Deed, Transfer EVERGREEN SETTLEMENT COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2022 · Amount on Record |
| Deed Sale | Jul 29, 2022 · Amount on Record |
| Prior Sale | Jul 28, 2022 · Amount on Record |
| Deed Document Number | 2022 |
| Deed Book / Page | 66083 / 456 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jul 29, 2022 |
| Property Address | 13312 KARA LN, SILVER SPRING, MD 20904-3425 |
| Document Number | 0660830456 |
| Book / Page | 66083 / 456 |
| Map Reference | MB 76 PL 7496 |
| Instrument Date | Jul 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | CARDINAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,237.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13312 KARA LN, SILVER SPRING, MD 20904-3425 |
| Document Number | 0066083466 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 66083/466 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Dec 3, 2018 |
| Property Address | 13312 KARA LN, SILVER SPRING, MD 20904-3425 |
| Document Number | 0569380427 |
| Book / Page | 056938 / 000427 |
| Instrument Date | Nov 21, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2018 |
| Title Company | HOUSEHOLD TITLE AND ESCROW LLC, HOUSEHOLD TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 13312 KARA LN SILVER SPRING MD 209043425, SILVER SPRING, MD 20904-3425 |
| Document Number | 569380434 |
|---|---|
| Date | Dec 3, 2018 |
| Book Page | 056938/000434 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 2, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | May 22, 2018 |
| Property Address | 13312 KARA LN, SILVER SPRING, MD 20904-3425 |
| Document Number | 0560470026 |
| Book / Page | 056047 / 000026 |
| Instrument Date | May 1, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2018 |
| Title Company | EVERGREEN SETTLEMENT COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $270.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 19004 STEEPLE PL GERMANTOWN MD 208746153, GERMANTOWN, MD 20874-6153 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $575,900 (+11.88%) Land $191,700 Building $384,200 | $575,900 (-) Land $191,700 Building $384,200 | |
| 2025 | $6,767.00 (+65.41%) | $514,767 (+31.15%) | $575,900 (+46.73%) Land $191,700 Building $384,200 |
| 2023 | $392,500 Land $191,700 Building $200,800 | $392,500 Land $191,700 Building $200,800 | |
| 2022 | $4,091.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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