Washington County property record for 13310 Independence Rd, Clear Spring, MD 21722
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 988 sqft · built 1980 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $63,000 (Oct 1980) |
| Tax Bill | $1,955 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-009951 |
| Primary APN | 23-009951 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 988 sqft Total Area |
| Basement Area | 250 sqft |
| Finished Basement | 250 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Foyer |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 45,738 sqft (1.05 acres) |
| Garage Type | Attached |
| Garage Area | 810 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 325 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 009951 |
|---|---|
| Street Address | 13310 INDEPENDENCE RD |
| City | CLEAR SPRING |
| State | MD |
| Zip | 21722-1529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC |
| Legal Description | LOT 5 SE-1 1.05 AC 13310 INDEPENDENCE RD |
| Legal Subdivision | MCMULLAN-GRAVES FARM |
| Legal Lot Number | 5 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 23, WILSONS |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 11700 |
Source: Washington County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13310 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · Line of Credit FULTON BANK NA |
| Jan 8, 2018 | Deed of Trust, Mortgage · Commercial Mortgage THE COLUMBIA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 1980 · Amount on Record |
| Deed Sale | Oct 6, 1980 · Amount on Record |
| Deed Book / Page | 707 / 744 |
| Last Transfer Date | Feb 21, 2006 |
| Transfer Doc | 0029430386 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 13310 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1529 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 13310 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1529 |
| Document Number | 0077820075 |
|---|---|
| Date | Oct 15, 2025 |
| Book Page | 7782/75 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | HAGERSTOWN, MD 21740 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 13310 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1529 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0056690313 |
|---|---|
| Date | Jan 8, 2018 |
| Book Page | 5669/0313 |
| Instrument | 5669-0313 |
| Name | THE COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | HAGERSTOWN, MD 21740 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Nov 15, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Washington County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,400 (+11.2%) Land $65,500 Building $169,900 | $235,400 (-) Land $65,500 Building $169,900 | |
| 2025 | $1,955.00 (+5.39%) Homeowner's exemption | $211,700 (+28.85%) | $235,400 (+43.27%) Land $65,500 Building $169,900 |
| 2024 | $1,855.00 (+8.61%) | ||
| 2023 | $1,708.00 Homeowner's exemption | $164,300 Land $55,500 Building $108,800 | $164,300 Land $55,500 Building $108,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Cable | 1,300 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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