St. Clair County property record for 1331 Timber Ridge Trace Dr, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 1,440 sqft · built 2017 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $366,000 (Feb 2017) |
| Tax Bill | $12,374 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Feb 2024 Line of Credit + 2 more |
| APN | 03-13-0-202-010 |
| Primary APN | 03-13-0-202-010 |
|---|
| Full Baths | 5 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| Basement Area | 1,242 sqft |
| Unfinished Basement | 1,242 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 23,522 sqft (0.54 acres) |
| Garage Type | Attached |
| Garage Area | 198 sqft |
| Porch | Porch |
| Porch Area | 580 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|
| Street Address | 1331 TIMBER RIDGE TRACE DR |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-7427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RESERVES OF TIMBER RIDGE PHASE 1 LOT 145 A02526907 |
| Legal Subdivision | RESERVES OF TIMBER RIDGE |
| Legal Phase | 1 |
| Legal Block | 202 |
| Legal Lot Number | 145 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | CASEYVILLE |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 503404 |
1331 Timber Ridge Trace Dr is owned and occupied by two individuals who bought it in February 2017.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1331 TIMBER RIDGE TRACE DR, O FALLON, IL 62269-7427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 25, 2024 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Feb 5, 2024 | Deed of Trust, Mortgage · Line of Credit SCOTT CU |
| Aug 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU |
| Feb 14, 2017 | Grant Deed, Subdivision Related Transfer · Conventional with PMI GERSHMAN MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2017 · Amount on File |
| Deed Sale | Feb 14, 2017 · Amount on File |
| Prior Sale | Dec 1, 2016 · Amount on File |
| Deed Document Number | 20172526907 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 1331 TIMBER RIDGE TRACE DR, O FALLON, IL 62269-7427 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 1331 TIMBER RIDGE TRACE DR, O FALLON, IL 62269-7427 |
| Document Number | 0A02811571 |
|---|---|
| Date | Apr 25, 2024 |
| Instrument | A02811571 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 17, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 1331 TIMBER RIDGE TRACE DR, O FALLON, IL 62269-7427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0A02804488 |
|---|---|
| Date | Feb 5, 2024 |
| Instrument | A02804488 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 4, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 1331 TIMBER RIDGE TRACE DR, O FALLON, IL 62269-7427 |
| Document Number | 00A2665033 |
| Instrument Date | Aug 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1331 TIMBER RIDGE TRACE DR O FALLON IL 622697427, O FALLON, IL 62269-7427 |
| Document Number | 00A2665033 |
|---|---|
| Date | Sep 1, 2020 |
| Instrument | 2665033 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 31, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Feb 14, 2017 |
| Property Address | 1331 TIMBER RIDGE TRACE DR, O FALLON, IL 62269-7427 |
| Document Number | 00A2526907 |
| Instrument Date | Feb 10, 2017 |
| Instrument | 2526907 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 7, 2018 |
| Title Company | ADVANCED TITLE SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $549.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 41 LARKSPUR DR BELLEVILLE IL 622214351, BELLEVILLE, IL 62221-4351 |
| Document Number | A2526908 |
|---|---|
| Date | Feb 14, 2017 |
| Instrument | 2526908 |
| Name | GERSHMAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | ST LOUIS |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 13, 2047 |
| Rate | 4.37% |
|---|
The 2025 property tax bill for 1331 Timber Ridge Trace Dr was $12,374 with a homeowner's exemption, up 9.2% from the year before.
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Caseyville Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,374.00 (+9.2%) Homeowner's exemption | $181,515 (+10.11%) Land $44,032 Building $137,483 | $544,545 (+10.11%) Land $132,096 Building $412,449 |
| 2024 | $11,332.00 | $164,849 Land $39,989 Building $124,860 | $494,547 Land $119,967 Building $374,580 |
| 2022 | $138,454 Land $34,654 Building $103,800 | $415,362 Land $103,962 Building $311,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 1331 Timber Ridge Trace Dr; there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2022 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
No wildfire likelihood is modeled around 1331 Timber Ridge Trace Dr, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
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