1331 Second St, Gastonia, NC 28054 Property Records

Gaston County property record for 1331 Second St, Gastonia, NC 28054

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 696 sqft · built 1950
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Jun 2021)
Tax Bill	$1,271 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`305482`

Property Details

APN / Parcel Number

Primary APN	`305482`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	696 sqft Heated Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cottage
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	1331 SECOND ST
City	GASTONIA
State	NC
Zip	28054-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	M J MCARVER L 84 17 005 138 00 000
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	2
Census Block	2024
Census Tract	31301

Owner

Source: Gaston County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1331 SECOND ST, GASTONIA, NC 28054-2005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage CITY OF GASTONIA
Jun 21, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Sep 5, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2021 · Amount on Record
Deed Sale	Jun 21, 2021 · Amount on Record
Deed Document Number	2021
Deed Book / Page	5239 / 835
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	1331 SECOND ST, GASTONIA, NC 28054-2005
Transaction Type	Mortgage
Record Updated	Nov 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052570571
Date	Aug 18, 2021
Book Page	5257/571

Lender

Name	CITY OF GASTONIA
Type	Government Agency

Agreement

Amount	Amount Recorded

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jun 21, 2021
Property Address	1331 SECOND ST, GASTONIA, NC 28054-2005
Document Number	0052390835
Book / Page	5239 / 835
Map Reference	MB 4 PG 76
Instrument Date	Jun 21, 2021
Transaction Type	Transfer
Record Updated	Nov 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 BRANDI STARR CT, 113, GREER, SC 29651-5575

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 SECOND ST, GASTONIA, NC 28054-2005

Mortgage

Document Number	0005239839
Date	Jun 21, 2021
Instrument	5239/839

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Sep 5, 2018
Property Address	1331 SECOND ST, GASTONIA, NC 28054-2005
Document Number	0049981437
Book / Page	4998 / 1437
Map Reference	MB 4 PG 76
Instrument Date	Sep 5, 2018
Transaction Type	Transfer
Record Updated	Nov 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1712 ALPINE LN, 1712, GASTONIA, NC 28054-2902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 AND 1335 NORTH 2ND ST, GASTONIA, NC 28054-2005

Mortgage

Document Number	0049981440
Date	Sep 5, 2018
Book Page	4998/1440

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Ranlo Town
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,271.00 (+1.68%)	$109,250 (-) Land $14,000 Building $95,250
2023	$1,250.00	$109,250 Land $14,000 Building $95,250
2021			$50,350 Land $10,000 Building $40,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Mar 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RANLO serves 4,511 people · EPA ID NC0136034
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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