1331 Saint Clair Dr, Charleston, SC 29407 Property Records

Charleston County property record for 1331 Saint Clair Dr, Charleston, SC 29407

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,478 sqft · built 1957
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Feb 2025)
Tax Bill	$2,459 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`350-08-00-198`

Property Details

APN / Parcel Number

Primary APN	`350-08-00-198`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,478 sqft Living Area
1st Floor Area	1,478 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	180 ft deep x 82 ft wide
Porch	Slab
Porch Area	42 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	1331 SAINT CLAIR DR
City	CHARLESTON
State	SC
Zip	29407-6616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -WEST OAK FOREST DESCRIPTION -LT 6 BLK K
Legal Subdivision	WEST OAK FOREST
Legal Block	K
Legal Lot Number	6
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	2
Census Block	2006
Census Tract	2702

Owner

1331 Saint Clair Dr is owned and occupied by two individuals who bought it in February 2025.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1331 SAINT CLAIR DR, CHARLESTON, SC 29407-6616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · VA Mortgage UMORTGAGE LLC
Mar 19, 2022	Deed, Transfer · Conventional Mortgage THE BANK OF SOUTH CAROLINA
Jun 14, 2021	Deed, Transfer · Stand-Alone First Mortgage RALSTON 10 LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2025 · Amount on File
Deed Sale	Feb 25, 2025 · Amount on File
Prior Sale	Mar 19, 2022 · Amount on File
Deed Book / Page	1296 / 215
Prior Transfer Date	Nov 18, 1996
Prior Transfer Doc	0363000009
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1331 SAINT CLAIR DR, CHARLESTON, SC 29407-6616
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 SAINT CLAIR DR, CHARLESTON, SC 29407-6616

Mortgage

Document Number	0013550393
Date	Dec 9, 2025
Book Page	1355/393

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19103

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 19, 2022
Property Address	1331 SAINT CLAIR DR, CHARLESTON, SC 29407-6616
Document Number	0010900505
Book / Page	1090 / 505
Map Reference	MB K PG 57
Instrument Date	Mar 7, 2022
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1331 SAINT CLAIR DR, CHARLESTON, SC 29407-6616

Mortgage

Document Number	0001090507
Date	Mar 19, 2022
Instrument	1090/507

Lender

Name	THE BANK OF SOUTH CAROLINA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 14, 2021
Property Address	1331 SAINT CLAIR DR, CHARLESTON, SC 29407-6616
Document Number	0010020652
Book / Page	1002 / 652
Map Reference	MB K PG 57
Instrument Date	Jun 1, 2021
Transaction Type	Transfer
Record Updated	Feb 16, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1349 SEABASS CORE, CHARLESTON, SC 29412
Investor	Possibly a Property Investor

Mortgage

Document Number	0001002654
Date	Jun 14, 2021
Instrument	1002/654

Lender

Name	RALSTON 10 LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1331 Saint Clair Dr was $2,459, down 1.4% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,459.00 (-1.4%)		$556,830
2024	$2,494.00	$19,000
2022	$4,772.00	$17,700	$295,000 Land $95,000 Building $200,000
2020			$475,000 Land $125,000 Building $350,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1331 Saint Clair Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	64 (1981–2025)
Claims Outside the SFHA	17 of 64
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Severe Storms And Flooding, Oct 2015 · 13 claims Hurricane Hugo, Sep 1989 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1331 Saint Clair Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Home Telecom.

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