St. Louis County property record for 1331 S Lake Ave, Duluth, MN 55802
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 1,690 sqft · built 1978 |
| Lot Size | 0.092 acres (4,027 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $9,556 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Jun 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4380-01740 |
| Primary APN | 010-4380-01740 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,690 sqft Gross Area |
| 1st Floor Area | 676 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Custom Design |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 4,027 sqft (0.092 acres) |
| Garage Area | 576 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 373 sqft |
| Deck Area | 64 sqft |
| Storage Building | 36 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 541732 |
|---|---|
| Street Address | 1331 S LAKE AVE |
| City | DULUTH |
| State | MN |
| Zip | 55802-2412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0102 BLOCK:000 SERIAL # |
| Legal Subdivision | UPPER DULUTH LAKE AVE |
| Legal Lot Number | 102 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 2200 |
1331 S Lake Ave is owner-occupied and held in a trust since August 2018.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1331 S LAKE AVE, DULUTH, MN 55802-2412 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 26, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 10, 2018 |
| Transfer Doc | 00T1011838 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1331 S LAKE AVE, DULUTH, MN 55802-2412 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001052526 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 1052526 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 26, 2019 |
| Property Address | 1331 S LAKE AVE, DULUTH, MN 55802-2412 |
| Document Number | 00T1011838 |
| Instrument Date | Oct 8, 2018 |
| Instrument | T1011838 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1.65 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1331 S LAKE AVE DULUTH MN 558022412, DULUTH, MN 55802-2412 |
The 2026 property tax bill for 1331 S Lake Ave was $9,556 with a homeowner's exemption, up 7.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,556.00 (+7.27%) Homeowner's exemption | ||
| 2025 | $8,908.00 (-3.8%) Homeowner's exemption | $678,700 (+8.91%) Land $154,700 Building $524,000 | $678,700 (+8.91%) Land $154,700 Building $524,000 |
| 2024 | $9,260.00 | $623,200 Land $228,600 Building $394,600 | $623,200 Land $228,600 Building $394,600 |
| 2022 | $532,900 Land $110,600 Building $422,300 | $532,900 Land $110,600 Building $422,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1331 S Lake Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 5 (1986–2019) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1331 S Lake Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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