1331 Ramsay Cir, Walnut Creek, CA 94597 Property Records

Contra Costa County property record for 1331 Ramsay Cir, Walnut Creek, CA 94597

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,992 sqft · built 1969
Lot Size	0.253 acres (11,025 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,445,000 (Jul 2020)
Tax Bill	$18,234 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`175-241-024-9`

Property Details

APN / Parcel Number

Primary APN	`175-241-024-9`
Alternative APN	`175-241-024`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,992 sqft Living Area
Gross Area	2,465 sqft
1st Floor Area	1,992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	11,025 sqft (0.253 acres)
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1331 RAMSAY CIR
City	WALNUT CREEK
State	CA
Zip	94597-2340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 3606 LOT 22 EX 1/2 MR
Legal Subdivision	SUBDIVISION 3606
Legal Tract	3606
Legal Lot Number	22
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3007
Census Tract	340003

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1331 RAMSAY CIR, WALNUT CREEK, CA 94597-2340
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Jul 15, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 12, 2018	Grant Deed, Transfer · Conventional Mortgage ZAKI ASHRAF & CORA M TR (RT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Prior Sale	Jul 12, 2018 · Amount on Record
Deed Document Number	2020140825
Prior Transfer Date	Jun 13, 2006
Prior Transfer Doc	0000191141
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1331 RAMSAY CIR, WALNUT CREEK, CA 94597-2340
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 RAMSAY CIR, WALNUT CREEK, CA 94597-2340

Mortgage

Document Number	0000279831
Date	Oct 11, 2021
Instrument	2021-279831

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 15, 2020
Property Address	1331 RAMSAY CIR, WALNUT CREEK, CA 94597-2340
Document Number	0000140825
Map Reference	MB 116 PG 23
Instrument Date	Jul 9, 2020
Instrument	2020-140825
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1331 RAMSAY CIR, WALNUT CREEK, CA 94597-2340

Mortgage

Document Number	0000140826
Date	Jul 15, 2020
Instrument	2020-140826

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 12, 2018
Property Address	1331 RAMSAY CIR, WALNUT CREEK, CA 94597-2340
Document Number	0000110613
Instrument Date	Jul 2, 2018
Instrument	110613
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,265.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 RAMSAY CIR WALNUT CREEK CA 945972340, WALNUT CREEK, CA 94597-2340

Mortgage

Document Number	110614
Date	Jul 12, 2018
Instrument	110614

Lender

Name	ZAKI ASHRAF & CORA M TR (RT)
Address	11 LESLYN LN, LAFAYETTE, CA 94549-2527

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Walnut Creek City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Walnut Creek Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,595,394 (+2%) Land $1,104,080 Building $491,314
2025	$18,234.00 (+3.84%) Homeowner's exemption	$1,564,113 (+4.04%) Land $1,082,432 Building $481,681
2023	$17,560.00 (+2.29%) Homeowner's exemption	$1,503,378 Land $1,040,400 Building $462,978
2022	$17,167.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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